- May 19, 2003
- 23,332
- 249
- 106
This is in New York City...
I am really pissed off right now, as I found out a friend who lives in East 10th st (ave A, just outta the projects area) who drives a 2005 RSX, has 2 points on his license (disregarded stop sign), and only been driving for 3 years...only pays $211 [full coverage] a month for insurance. He also has issues with debt.
Whereas, I've been driving for 5 years, no points, 1 no-fault accident which was under $300 damage (accident happenned after I paid insurance this year.) I live in the Bronx, in a not-so-bad area. His area has a higher theft rate than mines, and is near, but not in the projects [public housing]. My credit is pristine. I pay $384 month for full coverage. I drive a 2006 Civic LX.
I don't get how this is possible that I pay so much more than him? Does living in a nice-ish area in Manhattan matter that much? I am also 31, while he is 26.
We both signed up for our policies online. I got much higher quotes in person, and through other companies...
I am really pissed off right now, as I found out a friend who lives in East 10th st (ave A, just outta the projects area) who drives a 2005 RSX, has 2 points on his license (disregarded stop sign), and only been driving for 3 years...only pays $211 [full coverage] a month for insurance. He also has issues with debt.
Whereas, I've been driving for 5 years, no points, 1 no-fault accident which was under $300 damage (accident happenned after I paid insurance this year.) I live in the Bronx, in a not-so-bad area. His area has a higher theft rate than mines, and is near, but not in the projects [public housing]. My credit is pristine. I pay $384 month for full coverage. I drive a 2006 Civic LX.
I don't get how this is possible that I pay so much more than him? Does living in a nice-ish area in Manhattan matter that much? I am also 31, while he is 26.
We both signed up for our policies online. I got much higher quotes in person, and through other companies...