Do you want to remember this card for your next transaction? Do you say yes or no?

[gypsyman]

Just checked out a movie at Redbox. It always asks if I want Redbox to remember the card for the next transaction. Of course the default yes box is always checked. I always uncheck the box and enter the info each time . There are lots of sites that want to remember our cc info. I figure the less online sites I give my cc info to, the less chance of losing it to a hack. I realize that I am protected against losses, but do not want the hassle . Anyone else do it this way?

 

[HeXen]

My CC bank has an online feature called shop safe to create my own CC #'s. I just enter in the amount it's limited to and the date and it will create a # I can use for all my online shopping. Might be a feature you want to look into if you don't like entering it in all the time and you can add more money into that later too or just create a new one. That way your actual CC is never put online to begin with and makes for a good buffer zone where no one could go over the limit you set.
Also, it's good for free trial pr0n sites that want a CC to confirm age. I don't trust them.

It's very convenient if nothing else, I use Bank of america. I'm sure others have a similar feature.

 

[Imp]

Never heard of that custom CC# (hope you're not trolling...) but it sounds awesome.

I still can't believe how long the CC industry took to use effing PINs -- still not used online where I buy stuff, they just want the 3 digit code. Why wouldn't you make it harder than just signing a piece of paper that rarely gets checked against the card.

As for saving CC#: no. If it does it automatically, I go to delete it after I'm done.

 

[rh71]

Never heard of that custom CC# (hope you're not trolling...) but it sounds awesome.

Maybe they don't have it in Canadia. I have used it for DiscoverCard (not popular up there) and I know Citi Card can do it too on their website (or was it a desktop app you'd d/l?). Since it's 1-time use, it's very useful for when you need to pay someone over the phone which does randomly happen over a lifetime.

As for the original question, I never have any site save my CC except for Amazon - I order from there too much.

 

[Imp]

Welcome to Canada... We're about 5+ years behind you at all times.

 

[surfsatwerk]

Steam and Amazon are the only places I keep it on file.

 

[Red Squirrel]

I usually say no, there's a few places where I have it set to remember. Though from a security standpoint I probably should not have that set.

That CC# generator sounds neat though... I wish I had that option. Would also help if ever it gets compromised to know what site it got compromised from as you could use a unique number for each site.

 

[ImpulsE69]

I say no, but I've always thought that it really doesn't matter because you're already passing your data, and they have it in their records.

 

[Elixer]

Maybe they don't have it in Canadia. I have used it for DiscoverCard (not popular up there) and I know Citi Card can do it too on their website (or was it a desktop app you'd d/l?). Since it's 1-time use, it's very useful for when you need to pay someone over the phone which does randomly happen over a lifetime.

As for the original question, I never have any site save my CC except for Amazon - I order from there too much.

Discover is about to axe their one time use (well, it isn't really one time, it was tied to that specific merchant though, so nobody else could use it) CC generator. Idiots.

 

[s0me0nesmind1]

I save cards to any website I'm going to re-use. I really don't care. When it comes to invalid/fraudulent transactions it's on the credit card's dime and I watch my accounts like a hawk. I actually just lost my money clip today with a credit card in it sadly

Note to any retards: Ditch the debit cards. That is YOUR cash you are dealing with. Use ANY credit card and the bank has a reason to go after the money (Hint: It's their money instead of yours).

 

[notposting]

I don't save them for the most part. Ebay has a couple, Amazon does, Newegg still does. Most other places I don't or will delete if I revisit (by now, most of them are expired anyway). My Citi card has the fake card generator too.

 

[Thump553]

I save cards to any website I'm going to re-use. I really don't care. When it comes to invalid/fraudulent transactions it's on the credit card's dime and I watch my accounts like a hawk. I actually just lost my money clip today with a credit card in it sadly

Note to any retards: Ditch the debit cards. That is YOUR cash you are dealing with. Use ANY credit card and the bank has a reason to go after the money (Hint: It's their money instead of yours).

Same here. Don't forget you have a very substantial amount of fraud protection from your issuing bank. Other tip-keep at least one credit card "virgin"-you never use it online or by phone-for emergencies.

If I used a debit card (I don't ever except for ATM withdrawals) I'd never have it stored anywhere because the potential damage caused by having that bank account frozen. I recommend debit cards only if you don't have the fiscal discipline to pay off your credit card bill in full every month.

 

[gorcorps]

If it's a place I trust enough to buy something from, then why not

It makes life easy for me and if it ever gets compromised, I'll know it the day it happens and I'll report it.

 

[ImpulsE69]

If it's a place I trust enough to buy something from, then why not

It makes life easy for me and if it ever gets compromised, I'll know it the day it happens and I'll report it.

I think if you watch your account/credit activity consistently this is ok, but in reality, no place is trustworthy simply because technology can be manipulated, it's just a matter of time and someone's inclination.

This is why the excitement movement to the cloud and everyone thinking they need to put everything out there is such a pipe dream. Companies can't secure their own data centers, let alone someone elses. All it is going to do is shift the blame game when someone grabs all your info. It still won't protect the consumer.

 

[routerguy]

Just checked out a movie at Redbox. It always asks if I want Redbox to remember the card for the next transaction. Of course the default yes box is always checked. I always uncheck the box and enter the info each time . There are lots of sites that want to remember our cc info. I figure the less online sites I give my cc info to, the less chance of losing it to a hack. I realize that I am protected against losses, but do not want the hassle . Anyone else do it this way?

From what I understand, the company keeps your CC on file whether you check the box or not. When you check the box your browser stores your CC info so that you don't have to enter it every time you go to that website.

 

[gorcorps]

I think if you watch your account/credit activity consistently this is ok, but in reality, no place is trustworthy simply because technology can be manipulated, it's just a matter of time and someone's inclination.

This is why the excitement movement to the cloud and everyone thinking they need to put everything out there is such a pipe dream. Companies can't secure their own data centers, let alone someone elses. All it is going to do is shift the blame game when someone grabs all your info. It still won't protect the consumer.

Oh I agree. I'm definitely not making the most secure choice, but it's the most convenient for me. Since I chose that route, I have to make it as secure as possible which means monitoring the accounts closely. It's not for everybody, but remembering to log in to my accounts every day is worth the convenience of basically 1 click buying.

 

[HeXen]

https://www.bankofamerica.com/privacy/accounts-cards/shopsafe.go

ShopSafe security adds an extra layer of protection when you shop online. Use the ShopSafe service (there's no charge, no registration and no commitment) to generate a temporary credit card number that links directly to your real credit card account number. Your card number remains completely private and protected. ShopSafe experience at a glance
Using the ShopSafe service is easy

To access the ShopSafe service, sign in to Online Banking and choose Use ShopSafe from your credit card Account Activity screen. Enter your spending limits and the ShopSafe service will automatically generate a temporary 16-digit account number, with expiration date and security code, that allows you to complete your purchase while protecting your privacy.
Enjoy a safe online shopping experience without exposing your real credit card number
Set your Valid through date for up to 1 year in the future
Recurring monthly payment feature allows you to securely manage your monthly bills
Merchants do not need any special software to process your ShopSafe account

If it's a place I trust enough to buy something from, then why not

It makes life easy for me and if it ever gets compromised, I'll know it the day it happens and I'll report it.

Because hackers get into their servers, steal all users info and sell it quickly. It happened to Sony's Playstation and Valves Steam this past year or so. Target was recently hit for those that had Target cards I think. No server is really safe from hackers.

 

[lykaon78]

I love ShopeSafe from BOA but you need a real credit card for Redbox. To retrieve your reservation you need to swipe the card you made your online reservation with.

 

[Jeff7]

...
Because hackers get into their servers, steal all users info and sell it quickly. It happened to Sony's Playstation and Valves Steam this past year or so. Target was recently hit for those that had Target cards I think. No server is really safe from hackers.

Or you basically ask a low-wage customer service rep to give you access, or at least gather as much information as you can. (If you ask the right kind of manipulative questions, of course.)
All the encryption in the world doesn't matter if the front line defenses are have direct access to the sensitive information, are poorly trained, and probably don't really give a damn about keeping your data secure. They probably care more about a supervisor breathing down their neck if they spend too much time on the phone with each customer.

Just like warehouse work, or a UPS/Fedex distribution center: They don't care about getting packages onto the trucks intact. Are the packages on the truck they need to be on? If yes, then good. If some are damaged, oh well, at least they're on the truck. Now it can be someone else's problem.

 

[HeXen]

^ yes well social engineering is still hacking.

I love ShopeSafe from BOA but you need a real credit card for Redbox. To retrieve your reservation you need to swipe the card you made your online reservation with.

I thought red box had a website where you can put money into an account and use it to access boxes?
I don't use it so I dunno.

 

[Imp]

Just like warehouse work, or a UPS/Fedex distribution center: They don't care about getting packages onto the trucks intact. Are the packages on the truck they need to be on? If yes, then good. If some are damaged, oh well, at least they're on the truck. Now it can be someone else's problem.

You just described 90% of the working world.

 

[Leros]

A big company like Amazon? Sure. They're likely being smart and using a secure third party to store credit card information. Those third parties are probably payment processors and know my credit card anyway.

Some random site? No way. For all I know, they're just storing my CC number in a database that could get compromised.