do you use mint.com or some similar service for a consolidated view of your accounts

will you trust these sites?

  • yes, I use mint.com (or some similar service mentioned in my post below)

  • nope, i would never trust them with my bank info


Results are only viewable after voting.

nageov3t

Lifer
Feb 18, 2004
42,808
83
91
I don't have enough accounts that I'd need to worry about it.

my checking, savings, and IRA are all with the same bank, and I deliberately only try to check my 401k quarterly or so.
 

Exterous

Super Moderator
Jun 20, 2006
20,480
3,601
126
No - I am paranoid about giving putting all of my account information into one central site
 

MrColin

Platinum Member
May 21, 2003
2,403
3
81
No, not because of security/privacy. I just hate intuit and their little monopoly on US banking data connectivity.
 

DesiPower

Lifer
Nov 22, 2008
15,299
740
126
I used to use it, still registerd but don't use it anymore. I felt like the interface was too complied, had a lot of info I did not care for...
 

kranky

Elite Member
Oct 9, 1999
21,017
147
106
I'm no big fan of Intuit, but Quicken on my PC does allow me to have a totally consolidated view of everything while keeping my passwords to myself. I have to say it's a big contributor to what we've achieved financially especially as the number of different investment accounts have increased over the years.

The big value items for me are being able to see where money was spent over time regardless of what account it came from, and the tax planning features.
 

nickbits

Diamond Member
Mar 10, 2008
4,122
1
81
I use mint. I have 22 accounts loaded into it. I used to use the "My Portfolio" feature on BoA which was the same type of thing but since they "upgraded" it, it has been terrible. Plus only mint works with Interactive Brokers.
 

boomhower

Diamond Member
Sep 13, 2007
7,228
19
81
I use check.me and love it. I've tried mint.com and manilla.com but like check the best.
 

Train

Lifer
Jun 22, 2000
13,572
66
91
www.bing.com
Used to be a big fan, but I have two issues with them:

1) They started having issues syncing with USAA and others. Seemed like I was constantly trying to reconnect the accounts. If ALL my accounts are in it, and up to date, it's a great app. If only one or two are missing, it quickly becomes useless.

2) I need to be able to project into the future. What good is knowing I have $3,000 in my checking right now if I have $3,500 in bills due before my next paycheck arrives? Mint can't tell me this. And I actually like to project out ~12 months. I currently do this with Excel, with color coding to show hard/soft estimates.
 

JimKiler

Diamond Member
Oct 10, 2002
3,559
205
106
When are they going to merge quicken with the source code of mint which Intuit considers to be better.
 

Vdubchaos

Lifer
Nov 11, 2009
10,408
10
0
I don't like to give out my personal bank information to middleman/random websites.

Also simple excel spreadsheet is all I need for my financial needs and future planning etc.
 
Nov 8, 2012
20,828
4,777
146
Yes, I love Mint. However, I hate the whole concept of compiling your assets and all that shit. The idea of putting in your car at the value you want (IE: $30,000.00), or putting your home at the value you bought it at is complete B$. All Assets depreciate (except maybe home values). Mint can't keep up with determining the value of these assets, hence, I put in all my bank accounts, and my mortgage without the asset value.
 

nickbits

Diamond Member
Mar 10, 2008
4,122
1
81
Yes, I love Mint. However, I hate the whole concept of compiling your assets and all that shit. The idea of putting in your car at the value you want (IE: $30,000.00), or putting your home at the value you bought it at is complete B$. All Assets depreciate (except maybe home values). Mint can't keep up with determining the value of these assets, hence, I put in all my bank accounts, and my mortgage without the asset value.

It uses zillow for your home estimate which is better than nothing. Cars, I update their value based on KBB each year.
 

Train

Lifer
Jun 22, 2000
13,572
66
91
www.bing.com
I don't like to give out my personal bank information to middleman/random websites.

Also simple excel spreadsheet is all I need for my financial needs and future planning etc.

This point has been shot down a dozen times on ATOT. The company that runs mint is ALREADY the middleman that handles most of your online banking authentication. If you read the fine print of your online banking terms of service, you'd know this.
 

Tweak155

Lifer
Sep 23, 2003
11,448
262
126
Nope. I spend way less than I pull in so don't need it.

Sometimes I estimate how much I expect to save in the next year. Looking to buy my next house soon...

All I do is add my bi-week checks, multiply by 26, divide by 12. Then I estimate my monthly expenses, subtract that from my previous exercise and multiply by 12. All I really need right now.
 

Kaido

Elite Member & Kitchen Overlord
Feb 14, 2004
48,704
5,456
136
answer poll!

I used to, but it was overkill for me. I find it easier just to use a simple spreadsheet. Spend 2 minutes typing in (1) what you spent during the day, and (2) logging in to pay bills online on-time, done.
 

Tweak155

Lifer
Sep 23, 2003
11,448
262
126

tmc

Golden Member
Aug 14, 2001
1,116
1
81
btw, i currently use mint (using for about a year).

wish they had receipt upload support - they seem to have that for mint business account though.
 

Kaido

Elite Member & Kitchen Overlord
Feb 14, 2004
48,704
5,456
136
lol. I just keep my lifestyle simple. Netflix + Internet is all the TV I need. On a family share plan for phone, eat out mainly on weekends only with a few exceptions. Pack lunch every day with a few exceptions. Bring my own coffee to work instead of buy, etc.

I probably spend more than most of the lower (people that REALLY save) end but I'm probably still below average.

It's just so unusual to see someone make that statement these days, good on ya :thumbsup:

I have a buddy who lives on $12k a year. His house & cars are paid off, he keeps up on his finances, they make all their food at home, and plan out their own vacations. I think it he makes about 10 times that amount, but this way he can tuck away the rest for his kid's college funds & weddings, emergencies, and stuff like that. Pretty amazing!
 
Nov 8, 2012
20,828
4,777
146
lol. I just keep my lifestyle simple. Netflix + Internet is all the TV I need. On a family share plan for phone, eat out mainly on weekends only with a few exceptions. Pack lunch every day with a few exceptions. Bring my own coffee to work instead of buy, etc.

I probably spend more than most of the lower (people that REALLY save) end but I'm probably still below average.

Uh huh, now just find a way to toss in $17.5k for 401k. Contribute to your mortgage (and extra principle). Don't forget taxes. Also you need to re-do the rooms and put in some decent furniture instead of your college junk...

Oh wait, you probably have a crap apartment that you don't give 2 shits about that is never gaining you any money.
 

Tweak155

Lifer
Sep 23, 2003
11,448
262
126
It's just so unusual to see someone make that statement these days, good on ya :thumbsup:

I have a buddy who lives on $12k a year. His house & cars are paid off, he keeps up on his finances, they make all their food at home, and plan out their own vacations. I think it he makes about 10 times that amount, but this way he can tuck away the rest for his kid's college funds & weddings, emergencies, and stuff like that. Pretty amazing!

Dang, no way I could get THAT low ... at least right now. I don't worry about saving every single penny I can, I just only buy things that I feel are worth the asking price. And I find most things aren't. Thus I have lots of savings :)

I'll buy a better bread or meat for my lunches or whatever because I eat it every day. Buy a coffee when I really feel like it, etc. But I find the biggest thing that saves me money is to place a value on something before I look to buy it, and if we're nowhere close, I just don't buy it. I already learned to live without it, don't need it now! I only go outside of this rarely... usually only a few times a year and on vacations.
 

ISAslot

Platinum Member
Jan 22, 2001
2,888
105
106
Went from Money > Quicken > Tried Mint, but not enough detail > GnuCash

Quicken wanted to extort an upgrade for online sync capability, so, I went open source.
GnuCash is account based. Much prefer this to stupid categories of quicken/money. Plus GnuCash supports online sync for my main accounts. A bit of a learning curve to setup, but works!