Seth Chandler, an expert in insurance law at the University of Houston and author of the ACA Death Spiral blog, sees another market force at play. Insurers played this strategy of getting customers in the door by experimenting with lower premiums than really were appropriate, and then hoped that those customers would stick, Chandler said. If they did stick, they could raise the rates. In the health insurance industry, customers do tend to stick to a health plan, rather than choosing a new plan, new network, and new doctors.
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People are paying more as a result of the Democrats health care law, and theyre going to be paying even more next year, and the year after that, until were able to do something to stop it, Sen. John Barrasso (R-Wyo.), chair of the Senate Republican Policy Committee, said in a floor speech before the Memorial Day recess.
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http://www.politico.com/story/2015/05/how-affordable-is-the-affordable-care-act-118428#ixzz3zJeTVzex