Do you need to call American Express before you make a large purchase?

NakaNaka

Diamond Member
Aug 29, 2000
6,304
1
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I'm going to be making a several thousand dollar purchase on my Amex, something which doesn't happen very often. Do I need to call them before I make the purchase so that they don't think the card was stolen?

Thanks

-Phil

P.S. - For those of you who don't have Amex's, they have a very good security program. But one problem is if you use your CC 3 times within an hour or two they don't always let it go through without some confirmation. I don't know if other brands have that.
 

RagingBITCH

Lifer
Sep 27, 2003
17,618
2
76
No. The worst that happens is it's declined at the register or the terminal asks the cashier to call into AMEX's number and verify the card CID number or whatever security crap they had on the card. (Happened a few times back in my retail days)
 

Anubis

No Lifer
Aug 31, 2001
78,712
427
126
tbqhwy.com
you dont have to call but it wouldent hurt

last time i made a big one ~1800$, it went through fine and AMEX CALLED ME to verify it, i like that they did that
 

cressida

Platinum Member
Sep 10, 2000
2,840
5
81
I just made a 3k purchase on my mastercard .... they didn't even call to verify. I called them before to ask them about the daily spending limit and they said I didn't have one. Kind of scarry if someone gets ahold of my credit card. :(
 

HappyPuppy

Lifer
Apr 5, 2001
16,997
2
71
Originally posted by: Anubis
you dont have to call but it wouldent hurt

last time i made a big one ~1800$, it went through fine and AMEX CALLED ME to verify it, i like that they did that

This is how it happens for me, too. Not with Amex, though.
 

Hayabusa Rider

Admin Emeritus & Elite Member
Jan 26, 2000
50,879
4,267
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Should go through fine. I once bought a several thousand dollar item on AMEX, and it was not prob at all.
 

Turkish

Lifer
May 26, 2003
15,547
1
81
I bought my Digital SLR + lenses ($2000) with my AMEX and an AMEX representative called me to verify it. I am glad they did it, I feel secure this way :)
 

Anubis

No Lifer
Aug 31, 2001
78,712
427
126
tbqhwy.com
Originally posted by: Xiety
I bought my Digital SLR + lenses ($2000) with my AMEX and an AMEX representative called me to verify it. I am glad they did it, I feel secure this way :)

funny thats what my 1800$ purchase was as well
 

Turkish

Lifer
May 26, 2003
15,547
1
81
Originally posted by: Anubis
Originally posted by: Xiety
I bought my Digital SLR + lenses ($2000) with my AMEX and an AMEX representative called me to verify it. I am glad they did it, I feel secure this way :)

funny thats what my 1800$ purchase was as well

Hehe, D70 right? ;)
 

Anubis

No Lifer
Aug 31, 2001
78,712
427
126
tbqhwy.com
Originally posted by: Xiety
Originally posted by: Anubis
Originally posted by: Xiety
I bought my Digital SLR + lenses ($2000) with my AMEX and an AMEX representative called me to verify it. I am glad they did it, I feel secure this way :)

funny thats what my 1800$ purchase was as well

Hehe, D70 right? ;)

yea and some CF cards
 

NakaNaka

Diamond Member
Aug 29, 2000
6,304
1
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Thanks guys. Will Amex hold up the order until they call me? (it's an online purchase)
 

LeadMagnet

Platinum Member
Mar 26, 2003
2,348
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I have done $20k on mine in one month, $12k of it in one purchas and they call me to makesure I could pay it back and that it wasn't stolen.
 

PsychoAndy

Lifer
Dec 31, 2000
10,735
0
0
I've boguht thousands of dollars worth of merchandise on it and it never did a thing.

But then again, I had/have an AMEX gold business and blue for business, so I would assume they would have lots of purchases. And considering there is no limit, I don't see why they'd care.