Do late bills go on my credit report?

[Sukhoi]

My roomate lives IN TOWN at school yet never checked our mail for the entire month we were on break. I'm 99% sure the cable bill is past due, and possibly the phone and internet too. I think the rest of the bills I paid before we left. If the bill is only a month overdue is it going to show up on my credit report?

 

[RossMAN]

Who's name and SSN are the utilities listed under? I'm guessing yours?

 

[TuxDave]

I think one late bill isn't gonna show up. If you're late several times, they'll getcha.

 

[Pacfanweb]

Only if they're over 30 days late.

 

[Sukhoi]

Every utility is in my name.

They'll be under 30 days late.

 

[seanws]

ive never had a late bill show up on my credit report.

 

[Pacfanweb]

Originally posted by: Sukhoi
Every utility is in my name.

They'll be under 30 days late.

You're okay, then. Still might want to beat the roommate's ass for sheer stupidity, though.

 

[RossMAN]

Originally posted by: Pacfanweb

Originally posted by: Sukhoi
Every utility is in my name.

They'll be under 30 days late.

You're okay, then. Still might want to beat the roommate's ass for sheer stupidity, though.

Agreed on both accounts.

If you can make payments in person at an authorized agent and get a receipt!!!

 

[Looney]

I don't think so... only when it goes to the collection agency.

 

[RMSistight]

Originally posted by: Sukhoi
My roomate lives IN TOWN at school yet never checked our mail for the entire month we were on break. I'm 99% sure the cable bill is past due, and possibly the phone and internet too. I think the rest of the bills I paid before we left. If the bill is only a month overdue is it going to show up on my credit report?

You see that's why you enroll in electronic billing. You get an email from the company that a bill is due rather than "wondering" if the paper bill came or not. Also, if you want a copy of the bill, I'm sure they will provide you with a PDF file or some other type to print it yourself.

All my bills notify me by email. So I never have to wait for the paper bill.

 

[Mill]

Probably not -- unless collections already has it.

 

[Sukhoi]

Yay sounds like I should be ok!

Can't beat his ass...he's a high level black belt in tae kwon do. 😉

I'll have to figure out what to do with the bills over the summer. Electronic is sounding good.