I'm still a dumb-phoner, because at contract renewal I wasn't impressed with the current selection, and by the time I was eligible for an upgrade figured I might as well wait for Tegra 2 phones anyway. I'm not overwhelmed by a need to upgrade my phone that often. I'm also quite aware of what their capabilities are, just the condescension of presuming otherwise is annoying.
I don't largely care if someone has a smartphone or not...just if they feel like they HAVE to get an iPhone (even a quote found its way on NPR ragging those "needing" the 3GS though they had a 3G). My brother and I sometimes pick on his fiancee that she has an iPhone 4.