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Do any of you pay your car insurance off in payments?

Nocturnal

Nocturnal

Lifer
With Geico I have the chance to pay it in fours. I pay 25% of my total every month for four months. I might stop doing this and just halfing it in two. Pay 50% one month and then another 50% the next. But would it save me money or is it the same thing as doing it with the 25% four months plan?
 
I also pay monthly. It's the same price whether I pay all at once, every 3 months, every 2 months, or monthly, so I just pay it monthly.
 
I pay by halfs with State Farm. It's just easier than to have to worry about a cheque every month. It doesn't make a difference in the total paid out for me, they just divide the total insurance per year by however many payments I'll be making and that's it.

ZV
 
My insurance company (Erie) gives you the option of paying quarterly for an extra $2 per quarterly payment.
 
Originally posted by: kranky
My insurance company (Erie) gives you the option of paying quarterly for an extra $2 per quarterly payment.
Click to expand...

All State is the same way. In another month when I'm married and my rates drop in half I'll pay twice a year, but right now I'd rather budget out $80 a month than $485 or whatever twice a year.
 
I have American Family and pay monthly but have to also pay a $2 for administrative charge for doing so.
 
I have Prudential and if you sign up for automatic electronic deduction from your bank account there is no extra fee for paying monthly. So I have no extra checks to write, and the payments are easier on me since I only have to pay a small amount each month rather than one large amount per year (easier for me to budget)..
 
i use to pay monthly with AAA, but i've switched to Tritan Insurance (high-risk insurance) and i have the option to pay it off in full. It's nice to not have to worry about making that stupid payment.

-=bmacd=-
 
We pay twice a year as well. It does make it SEEM a little more painful having to pay it off twice a year, but it's really no big deal. Once we were married our rates dropped significantly and once we turned 25 they dropped a little more. Of course nearly EVERYBODY'S rates will probably be inching up if the stock market continues to struggle along since the insurance companies won't be making as much off they money they float.
 
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