shira
Diamond Member
- Jan 12, 2005
- 9,567
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Originally posted by: BoberFett
Originally posted by: shira
The next step, of course, would be to change the system such that anyone (even if they aren't currently insured and regardless of pre-existing conditions) can go to any insurance company and can get good coverage at the standard group price, with the insurance companies having no choice in the matter. By forcing insurance companies to take all comers, insurance can become what it SHOULD be: a true spreading of risk.
So I'll just wait until I'm sick, then go to the insurance company and demand they treat my cancer at the cost of hundreds of thousands of dollars and all it costs me is a monthly premium. Sweet.
Well, now you've implied the another step after that (or a concomitant step): Mandatory coverage, like mandatory insurance for cars. To handle the less well off, one possibility is that the government would provide some credit - on a sliding scale based on income - to be used to pay health care premiums. But the individuals would still choose their own plans.
As Vic mentioned, there's no one step that's going to solve the problem.