i had the same dilema, i narrowed it down to three options
1)Nikon 775
2)Canon A20
3)Sony P-50
I ended up choosing the Canon A20 by reading the reviews online and can say that i am very satisfied. It has just been discontinued and no BestBuy, goodguys or other store around was carrying it or had any left. I happened to go into a Circuit city in the middle of Nowhere that had 1 last one, so i bought it. I ordered online and the company canceled my order saying they were backordered. check your area,but these are the 3 i narrowed my purchase down to. or check e-gay.