So, for all of you kind folks out there I would like to bring you closure to this puzzle.
I worked on the pc for several hours last night. A lot of these things don't come very naturally to me but I updated the BIOS one more time (apparently there was a later version I did not realize) , downloaded a third party driver removal program, played with various slots, removed the sound card, etc.
None of these things worked. I hit CMOS more than I can count last night. I am fully aware what most persons were thinking - check the @#$ card on another person's machine or return/exchange it already. I know but the sad truth is I have no friends locally with any type of gaming machine. Most of my friends are older professional type folks who think my gaming is unbecoming! lol.
So, I literally (I mean literally) said I will boot it up one more time. It was getting very late (again). Just before that I decided I would venture into the settings screen and I changed a few different parameters. I once again removed the MSI logo screen but this time I noticed that the DDR2 was not at 800 but 667. I bumped up the multiplier (I think that is the right term) and also bumped up the pci-express voltage from 1.5 to 1.65 ( i guess my mobo has 1.5 to 1.8 total with the highest numbers being in red).
I had increased it before but it had not worked at that time. So, I turned the machine on and guess what. It went right into windows. I then installed the latest drivers from Nvidia and played around with the settings a little bit. Tried it again this morning before work thinking I hallucinated the whole success part but it turned on just fine.
My three kids were jumping up and down happy for me because Daddy was not so happy these past few days.
Anyway I think it could have been a combination of things including the voltage, MSI screen, etc. and I cannot thank you enough for all of the help with the posts, suggestions, etc. THANK YOU!!
Coleco123
p.s. I ran 3dMark 06 thinking I would see some dramatic improvement over my ATI 4870 512mb - nope very little. LOl. I am guessing perhaps the older ram, dual core X6800 conroe cpu might not be strong enough to take advantage of this gpu. I might save that for another forum another time. Its always something with clowns like me.