More Bootstraps.
Granted, you dropped the "become a millionaire" and replaced it with an honest answer. It's the default in America.
What I am telling you is, that with
THE GAP, the default no longer serves its purpose. People are falling through with mere scraps to pick them up. And not everybody is helped. And every year more and more people fall through and need more help. Because Capitalism is evolving, labor is continuing to be devalued. People today work more to get less than decades past.
And you would tell them, what, just carry on and earn less?
America needs a robust and fully funded safety net.