Dental Insurance

[Xcobra]

Hey guys!
well its about that time (wisdom teeth ) and they're a pain in the rear! specially my bottom left one (it is pushing my other teeth forward), it hurts like hell and that gum area gets red and swollen... well my question is, do any of you know/own a dental insurance plan that is cheap (im a college student) and good for the money, at any reliable company? man, i never thought itd be such a pain, i remember listening to my dad complain about it, but i didnt think it was THAT bad. anyways id appreciate the suggestions! ouch!

 

[hiromizu]

I use empire blue cross and pay about 400 a month including medical, prescription, vision and dental. Very good all around coverage.

 

[Xcobra]

thing is my part-time job paycheck only comes to about 700 minus (rent 500), and pay for my food and bills with the rest (except that i got some financial aid and have that as backup)...so basically im broke!

 

[DaveSimmons]

Dental insurance is very expensive and will take anywhere from 6 - 18 months before they will pay for anything major. Dental discount plans are worthless for most people.

If you're a grad student the university might have subsidized insurance for you, otherwise you're probably out of luck.

Some dentists will offer payment plans so you can get surgery now instead of waiting for something like a massive infection or damage to the adjacent teeth.

 

[TechBoyJK]

Originally posted by: DaveSimmons
Dental insurance is very expensive and will take anywhere from 6 - 18 months before they will pay for anything major. Dental discount plans are worthless for most people.

If you're a grad student the university might have subsidized insurance for you, otherwise you're probably out of luck.

Some dentists will offer payment plans so you can get surgery now instead of waiting for something like a massive infection or damage to the adjacent teeth.

yup.. if the condition is serious and the doc thinks he has a chance to collect, they will usually go for it and help you now

 

[Pepsi90919]

DENTAL PLAN

LISA NEEDS BRACES!

 

[Flammable]

Originally posted by: Pepsi90919
DENTAL PLAN

LISA NEEDS BRACES!

 

[Xcobra]

well, i know its pretty expensive but damn, i cant stand the pain anymore, i get it once in a while but it comes hard, and this morning it was actually bleeding, i guess it's rupturing too...i just dont wanna pay for something expensive, how much are thorough teeth cleaning and wisdom tooth removal usually?

 

[Anubis]

wisdom teeth can cost over 2K depending on how hard they are to get out
normal cleanings cost a few hundred without insurance

 

[Dunbar]

Does your college have health services? They may be able to do the work for a reduced cost (or nothing.) But that may mean dental students "learn" on you. Generally for individuals insurance is prohibitively expensive. It would be cheaper to pay out of pocket.

 

[Evander]

Don't wanna pay for insurance? You might wanna google for "medical tourism", over the last few years I have over and over read articles of Americans going overseas for quality medical / dental work for pennies on the $, and get a vacation to boot In some countries this is even endorsed by the the govt., I think India is such a case:
http://www.medical-tourism-india.com/

 

[CTrain]

Originally posted by: Xcobra
well, i know its pretty expensive but damn, i cant stand the pain anymore, i get it once in a while but it comes hard, and this morning it was actually bleeding, i guess it's rupturing too...i just dont wanna pay for something expensive, how much are thorough teeth cleaning and wisdom tooth removal usually?

You're SOL like most people have said.
Dental plans are worthless.
And Dental Ins are hard to get unless its from work.

Heres a great idea for you.
Since you live in Cali.
If you live close to the Mexico border, you can go down and get it very cheap.
Do some searching, find a good dentist down there.
A good dentist down there is just as good as one here in the state.

 

[jadinolf]

Xcobra

It is important to know that dental insurance will not cover any problems that you had prior to getting it. Chances are the first visit to a participating dentist will involve Xrays and an exam to determine your oral health. So, rushing out thinking you can get your problems solved under insurance will probably not happen.

 

[0roo0roo]

Originally posted by: Evander
Don't wanna pay for insurance? You might wanna google for "medical tourism", over the last few years I have over and over read articles of Americans going overseas for quality medical / dental work for pennies on the $, and get a vacation to boot In some countries this is even endorsed by the the govt., I think India is such a case:
http://www.medical-tourism-india.com/

heh yea it was on npr and 60 minutes. asian countries and such. weakening us dollar makes it slightly less hot though

 

[kami333]

Also look around for clinical trials, I know there is one around here that is advertising free/subsidized wisdom teeth removal for a pain medication study.

 

[farfignugen]

I hope you're closed to UCSF and or UoP.