Dental Insurance for Self-employed or Freelancers

[EKKC]

anyone here is self employed or a freelance that knows where I can get cheap and reliable dental insurance?

i don't want dental plans. I think those are kind of ripoffs. but i may have to since i need some work done on one of my bad tooth soon.

and no im not self employed, just my employer (a small company) doesn't cover it.

 

[ebaycj]

aflac will give you insurance. it will only cover BIG costs though, you will pay out of pocket for standard cleanings / etc.

Also if you have bad teeth already, You will have to tell them on the sign-up forms. They will likely have you go in for (and pass!) a pre-insurance-inspection. If the dentist finds your bad teeth, they will likely not be covered (pre-existing condition).

Either that or commit insurance fraud, and lie on the forms, to bypass the initial inspection. If you do this you may go to jail though.

 

[EKKC]

that sounds scary enough. but thanks for the info

 

[JEDI]

Originally posted by: EKKC
anyone here is self employed or a freelance that knows where I can get cheap and reliable dental insurance?

i don't want dental plans. I think those are kind of ripoffs. but i may have to since i need some work done on one of my bad tooth soon.

and no im not self employed, just my employer (a small company) doesn't cover it.

when i had my own 1man company, my health insurance plan came w/dental.

thought dental was ALWAYS an option w/medical?

 

[EKKC]

my boss said he's looking at the dental options, but i dont think my teeth can wait