If you want to do gaming OR FMV (DVDs, whatever), you don't want any monitor over 16ms refresh... so 25ms refresh is only really good for general web browsing and office applications, but gaming and movies would suffer shadowing effects.
Like with all else, you get what you pay for... if you budget an LCD you're going to get some feature cut, and with the monitor you speak of, what is getting cut to save money is a good refresh rate, which this monitor does not have. If you will do no gaming or movies, that's a feature you can afford to miss, but if you want to do gaming and movies, you'll have to shell out more dough for a 16ms refresh or less monitor.