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[ManBearPig]

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[John Connor]

You pretty much have it right. It does three things:

1) Prevents Phishing attempts.

2) Allows for the use of only one password for multiple sites.

3) Malware can't get a hold of the password since it's auto craeted based on a hash of the URL.

You press F2 and type a password and it will generate a totally unique password per website. You can use the same password for each site since the real password is based on a hash of the URL.

See here. Save this web page in case you run across something where PWDhash won't work. https://www.pwdhash.com/

 

[seepy83]

Interesting concept. It looks like it is extremely important to save the url where you first set up each of your accounts, because if they happen to change the address of the log in page then you could end up being locked out of your account. For example, a bank that I deal with just recently switched from having username and password on the same page to having you enter your username and then get redirected to a second page to enter your password.

 

[John Connor]

So long as the domain is the same there shouldn't be a problem. So if it's Chase/username.com and chase/password.com it will work.