debt collectors keep calling wrong #

[JulesMaximus]

Originally posted by: SmoochyTX

Originally posted by: JulesMaximus
Change you phone number. Probably the easiest route IMO. I actually did this years ago because of telemarketing calls (I also registered my new number with the do not call list) and I'd be surprised if I get 2 telemarketing calls a month at home.

Debt collection calls are not the same as telemarketing calls.

I don't know how long the OP has had his/her phone number but I've had mine for over 10 years now. In the last 6 months I've been getting at least two debt collections calls a day and they're not mine. They're for another lady that lives in the same town as me but they don't believe me when I tell them it's not me.

Tell them you're going to sue the crap out of them if you get one more call. Then contact an attorney I guess. Someone here recently passed the bar, I'm sure he'd at least write a letter on your behalf.

 

[ZiKi]

http://www.xs4all.nl/~egbg/counterscript.html

 

[Shadowknight]

I think there are actually laws against them calling you for a debt that's not yours, but I'm not 100% sure.

 

[SmoochyTX]

Originally posted by: Shadowknight
I think there are actually laws against them calling you for a debt that's not yours, but I'm not 100% sure.

But try getting them to believe you. They don't. They'll keep calling.

 

[Gilligansdingy]

Had this happen before. Threatened to sue them if they called me one more damn time. Explained very loud and verbally that the person they were trying to reach was not me. That the phone number was registered to me. It worked and never recieved another call.

 

[waggy]

i had this happen about 6 months ago. posted here about it heh.

I ended up even calling the cops on it. since it was a local business (a bank) calling me they just went and told t hem that they had the wrong number. they called a few more times and after bitching them out they FINALLY quit.

 

[PokerGuy]

I had this same problem. Ford financing was after this guy for skipping out on his truck payment, and they kept calling me and bugging me. Then I got another creditor calling about one of my neighbors -- the guy kept hassling me to tell my neighbor to call him back.

In both cases, I got sick of it and decided to take action to make it stop. First, you need to find out which creditor is calling you. Once you have the name of the creditor, find their mailing addy.

Write them a letter indicating that the person they are looking for does not reside at your house or at that phone number, to cease contacting you, and that any further contact or collection activity is a violation of the FDCPA as well as state harassment statutes. Let them know that further contact will leave you no choice but to take legal action.

Send the letter to them registered so you can be sure they receive it. Once they receive it, one of two things will happen, either they stop contacting you (win!), or they contact you again, and you have the option of suing them for damages under the FDCPA. If memory serves, it's up to $1000 in damage per violation......

 

[Whoozyerdaddy]

Try this.

 

[saymyname]

I had a debt collection agency call me, my work, and my employees. They basically shotgun called everyone I know for about a day and a half non stop.

I simply told them, and spelled it out to them, that they had the wrong name and if they called me again I'd have my lawyer handle it from that point on.

We went through every possible spelling of my name, my addresses and previous addresses, and phone numbers and they assured me they'd have them removed from their list and that case. They never called back.

YMMV

 

[doze]

block their number

 

[Iron Woode]

Originally posted by: randay
switch roles on them and ask them intrusive personal questions while assuming things about thier sexuality, friends, family, and loved ones.

This is the best solution ever:

when they call have a woman or a effeminate man answer the phone like this:

"Hannah's House of Pleasure, the best transsexual escorts in town. How can I help you?"

:Q

:evil:

 

[Squisher]

Originally posted by: doze
block their number

You can't block 800 numbers.

 

[Slammy1]

I had this with a new number once. I kept telling them that I wasn't who they were looking for, that I had no idea who they were looking for, and they wouldn't believe me. I remember they called me at 1 AM one time, and that was it. I totally went off on the guy, he started physically threatening me so I told him to stop by after he got off work. He actually asked for my address, and I told him to look it up in the reverse phone book, which he should've done in the first place so he'd realize I'm not who he was looking for. Calls stopped, what an ignorant scenario.

This one time, a girl across the way had gotten herself into financial trouble. This bill collector was there and was harrassing my downstairs neighbor to get them to call the girl (the neighbor was an old man and a little senile). I was walking by and he actually said "Sam, please help". I asked the collector if they were proud of how they made a living, harrassing old men who had nothing to do with the debt. I was on my way out but I made sure they left before I did (I think I made them nervous). Anyways, I'm going down the road and realize they're following me. So I pull into a convenience store and so do they. I walk to their car and they took off.

People in those positions assume you're dishonest, and frankly stupid. Respond accordingly.

 

[wetcat007]

Oh hi, this is the "insert city here" police department. Did you know "insert name here"? You see she is no longer with us, we're currently investigating her death...

http://howtoprankatelemarketer.ytmnd.com/

lol all u need to do

 

[Sphexi]

Record every time they call, repeatedly tell them it's the wrong number and to not call again. When they keep calling, contact the state AG office and report them, very likely they're violating state collection laws by calling when told not to, and they'll be heavily fined.