• We’re currently investigating an issue related to the forum theme and styling that is impacting page layout and visual formatting. The problem has been identified, and we are actively working on a resolution. There is no impact to user data or functionality, this is strictly a front-end display issue. We’ll post an update once the fix has been deployed. Thanks for your patience while we get this sorted.

Debt Collection Agency Calling

M

Mayfriday0529

Diamond Member
For some damn reason ever since we moved to our current address since 1999, debt collection agencies or law offices keep calling my house for a person that we don't know.

Maybe a previous owner but the calls don't stop.

We get like one call a day which we ignore. After a while I call back and tell them to stop calling, no one by the name they mention lives with us.

Calls go away for a while and then they come back; usually each time by a new company and number.

Anyone had similar experience with this stuff, what did you do about it?
 
I don't know if it's a state or a federal thing, but here's what my daughter in NJ did when that happened.

Write down the name (it'll be fake, but who cares), the office, the phone number they are calling from, the date/time. You can ask them for a call-back number if you want, it's the easiest way to figure out who they are. You can also tape the call.

Then call the state attorney general and give them the details. Since this is illegal, the calls go away.

Good luck.
 
It happened to me too about 3 years ago. They were calling my cell number for someone I never even heard of. A few months later my cell phone contract was up and I was going to move to Tmobil from Sprint so my cell number changed. The biggest problem is that they don't believe when you tell them that you don't know the person or whatever. I believe they think that they got the right person who is lying to avoid them on the phone.
 
Originally posted by: badmouse
I don't know if it's a state or a federal thing, but here's what my daughter in NJ did when that happened.

Write down the name (it'll be fake, but who cares), the office, the phone number they are calling from, the date/time. You can ask them for a call-back number if you want, it's the easiest way to figure out who they are. You can also tape the call.

Then call the state attorney general and give them the details. Since this is illegal, the calls go away.

Good luck.
Click to expand...

QFTFTW.

- M4H
 
He still should be on the list. He is not a customer of the collection agency, so he could still file a complaint. 😛
 
its annoying as hell. they pull names out of the phone book to call. i have a very common last name, so i hear from them from time to time looking for someone with my last name. what a waste of time.
 
these are all well and great suggestions HOWEVER if you know how collection agencies work and trace people its unlikley any of them will work for the OP.
Apparently there is a debtor out there that owes debts to many agencies (1 call a day? common). If the debtor's last known address was your current address (no matter how long ago they may have lived there) the agencies are going to skip-trace him/her back to your current address and in turn get the phone number at that address (changing your number wont matter).

So they then call ask for John Doe, you say "he hasn't lived here for Xyrs, please update your records". Mark the date and time of the call and with whom you talked to and specifically point out to them to update their records accordingly. If the SAME AGENCY continues to call, then you hav a beef as they are breaking FDCPA rules and regs.

I find it hard to believe you are getting 365 calls a year though for the past 7 years.

/sys admin at collection law firm
 
Originally posted by: Homerboy
these are all well and great suggestions HOWEVER if you know how collection agencies work and trace people its unlikley any of them will work for the OP.
Apparently there is a debtor out there that owes debts to many agencies (1 call a day? common). If the debtor's last known address was your current address (no matter how long ago they may have lived there) the agencies are going to skip-trace him/her back to your current address and in turn get the phone number at that address (changing your number wont matter).

So they then call ask for John Doe, you say "he hasn't lived here for Xyrs, please update your records". Mark the date and time of the call and with whom you talked to and specifically point out to them to update their records accordingly. If the SAME AGENCY continues to call, then you hav a beef as they are breaking FDCPA rules and regs.

I find it hard to believe you are getting 365 calls a year though for the past 7 years.

/sys admin at collection law firm
Click to expand...


Not 365 days a year. Usually weekend nothing happens and also once i call them up it stops for a while.

Also to Metron: our phone is on the Do not call list.
 
Sorry to hear that man. Have you tried filing a complaint with DNC or FTC?

Alternatively if the same company is callling repeatedly, you can file a harassment complaint with either your local police agency or telephone carrier.
 
Assuming they keep calling you after you have told them to stop at least twice:

You could tell them that the YOU will never pay the debt and that they should consider legal action, obviously not telling them that you are not the debtor to avoid an FDCPA/FTC violation yourself.

Or you could tell them that the debtor is doing "time" for puppy molesting and make up some gruesome details to spice up the conversation...

I figure that if some @sshole calls me, then I should at least be entertained. Much like the time when a local funeral home was doing telemarketing a couple years ago and we got into an arguement as to whether I could legally stuff my dead relatives into hefty cinch sacks, dig a shallow grave, and bury them in my back yard... I ended call with, "Do you honestly think I am digging up my wife up based on what you say?"

Every telephone call should have entertainment value... 😛
 
You must log in or register to reply here.

TRENDING THREADS

Back
Top