Dealing with people that are always broke

Texashiker

Lifer
Dec 18, 2010
18,811
198
106
<serious thread>

My wife and I have a friend who poor mouths all the the time, and I mean ALL the time. When we mention doing something like going to the movies, the first words out of his mouth is "I need to see how much money I have".

The problem is, he guy inherited a house from his grandfather, so he does not have a house note. He works a full time job, wife does not work and they have 3 kids.

The guy and his wife bought a gas hog SUV to transport their family around, and then complains about their gas bill.

Even though the kids can get WIC, neither the dad or the mom will go through the process of applying for the program. They can poor mouth, but they also pass up a couple of hundred dollars worth of free food every month.

Mr. Poor Mouth always needs to borrow money or food, or even both.

How do you handle someone that is always broke, even though the family should be able to live within their means.
 
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nageov3t

Lifer
Feb 18, 2004
42,808
83
91
it's their life. I don't give a shit how they manage their own finances.

but I wouldn't habitually give... er, "loan" them money.
 

OverVolt

Lifer
Aug 31, 2002
14,278
89
91
How do people like that even have friends.

With that type of stuff I consider the person habitually asking me for money a complete asshole.

I'm always fair when I go out and spend money with a group.

So in case you missed it, your friend, is an asshole. So he needs to be dealt with the same way you deal with other assholes. Such as "can you spot me more money?" and you go "no go fuck yourself what happened to the last loan!?"

He sounds like the typical "adults are just children with bank accounts" manchild.

If a friend forgets their wallet and I know they can pay me back I have no problem covering it, but my job as their friend isn't to fill in their budget gaps.
 
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Feb 6, 2007
16,432
1
81
Sounds like that dude is just lazy. It's not hard to apply for food stamps or welfare, and it's not terribly hard to qualify, so if he actually NEEDED it (like his kids would die without it), he'd do it. I have plenty of friends who live paycheck to paycheck and won't be able to do things when their finances get stretched thin; actually, I know significantly more people like this than people who are never strapped for cash. The dude's laziness shouldn't be your concern, nor should his financial burdens; it's not on you to make sure he's fed when there are other options he hasn't pursued.
 

Icepick

Diamond Member
Nov 1, 2004
3,663
4
81
If the guy is habitually asking you for money then stay away from him and get some new friends.
 

Bignate603

Lifer
Sep 5, 2000
13,897
1
0
How do you handle someone that is always broke, even though the family should be able to live within their means.

Simple answer, you don't. Their financial problems are theirs, not yours. Don't loan them money and don't make adjustments to your plans because they can't afford it. If they can't afford to go to the movies (or something else for that matter) just accept it and go without them.
 

sleep

Senior member
Aug 23, 2010
582
0
0
kids always used to ask me for money in school and they never paid back.

so now that i'm older i don't give out money at all, not even family.

tell him no. if he is using his money wastefully it's his own fault. if he is using his money in a good way paying for kids food and payments then it's still his own fault.
 

Squisher

Lifer
Aug 17, 2000
21,204
66
91
When my daughter was younger she'd continuously borrow $20 on Monday and then pay me when she got paid on Friday. I looked at her and said, I'm not really sure whose $20 this is, it's in your pocket for 4 days out of the week and in mine only for 3.
 

RockinZ28

Platinum Member
Mar 5, 2008
2,171
49
101
Most of my friends were always broke when we were 16-21, actually most still are getting close to 30. Anyway, when we were younger I'd always have money and they wouldn't have any to even grab something at McD's or see a movie.

I'd offer to pay but they would always decline. Sometimes I'd convince them to let me pay though, which was fine. Never asked for anything back. And you know what? When I fell on tough times for a couple years, they offered to pay for me so I could join them.

Sounds like if this guy is constantly asking for money, he's just using you. Must have a terribly low paying job also if he has no house payment, yet can't afford shit.
 

Doppel

Lifer
Feb 5, 2011
13,306
3
0
I know some people who live in a 500k-1m+ house and retired living the good life and whine a bit about it, too. I refer to them as the poorest rich people I know.