Up until today, whenever you bought something with Paypal's debit card you got 1.5% back. If you decided to return, you got back full credit and you kept 1.5% of the purchase, they didn't take it back from you even though it's basically free money for you. Today I noticed that when I got credit back, they DID take away 1.5% that they initially gave me. Darn, they got smarter 