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Dang - the insurance policy doesn't cover me if I am damaged by a nuclear explosion

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Exterous

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I was reading through the T&C of Iceland Air's cancellation protection policy and they seem oddly concerned with cancellations related to nuclear situations:

A right to repayment is not established in the following instances of damage, loss or incapacity:

incapacity, loss or damage as a direct or indirect result of nuclear reactions, ionizing radiation, contamination by radioactive substances, nuclear fuel and nuclear waste materials,
 
How big is the whole list?

Everything else was pretty normal but I've never seen clauses specifically for nuclear events before

a) incapacity which comes about as a result of deliberate self-inflicted injuries;
b) incapacity which comes about as a result of sickness which may be related with the use of alcoholic drinks or drugs, other than drugs which are taken under medical advice, excepting drugs used in medical treatment arising from the use of addictive and illegal drugs;
c) incapacity, loss or damage as a direct or indirect result of nuclear reactions, ionizing radiation, contamination by radioactive substances, nuclear fuel and nuclear waste materials, or as a result of war, military invasion operations, civil unrest, uprising, riot, or similar actions. The same
applies to incapacity, loss or damage arising directly or indirectly as a result of earthquakes,
volcanic eruptions, floods, avalanches, or other natural disasters;
d) damage or loss arising from the cancellation or delay of scheduled means of transport;
e) incapacity, loss or damage which comes about as a result of sicknesses which the customer was suffering at the time when the cancellation charge was paid, or of his treatment for them:
 
Most homeowner's insurance policies exclude undeclared and declared war, civil war, insurrection, rebellion, revolution, and discharge of a nuclear weapon (even if accidental!)

But they cover terrorism, as long as it's not biological.
 
A lot of insurance policies have nuclear exclusions. All professional liability policies have them (lawyers e&o, employment practices, etc). Never really understood why or how that could come into play.
 
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