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dAILY PoLL: Online Banking?

I use it to check balances, transfer money, pay bills... just about everything you can do. Its very convenient and haven't had a problem in all the years ive been doing it.
 
Yes, of course I am an internet banking developer. Kinda helps to have an account of your own to test with...
 
How does paying bills online work?

Does the bank send a check to the place the bill is due? Is it just an electronic transfer to the place the bill is due?
 
Originally posted by: Yzzim
How does paying bills online work?

Does the bank send a check to the place the bill is due? Is it just an electronic transfer to the place the bill is due?
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It varies from bank to bank and payee to payee. For some of my bills my bank cuts a check and mails it, for others it is an electronic transfer. It helps to know this in advance since the electronic transfer ones can be set up to pay the day before the bill is due, but the ones where they mail a check have to be set up further in advance.
 
Heck yeah! I love not having to set foot in my bank or wait in a drive-thru. Online bill paying and money transfers is a Godsend!
 
Yep, like the Online Banking Developer said it helps to administer tech support to customers with your own account to test with 😀
 
Originally posted by: Viper GTS
Hell yes I bank online, I don't even remember the last time I was in a bank.

Viper GTS
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How do you make deposits? Unless you're counting the drive thru as not being "in" the bank

<--- genuinely curious.
 
Originally posted by: SendTrash
hmm. I just use it to check my balance and transfer money... don't pay bills.
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Ditto. I pay bills via the separate utilities' websites to which I owe money. Easier to do it from my bank? Yes... but not free. I know there's netbank, but that's another whole can of worms... to set everything up like I have it now.
 
ING is my savings account... I remember when their interest was 6%!

Chase is my checking and they're online too... it's nice to have that option of seeing your money at anytime and being able to make transactions without going to the bank. Though, my local Chase branch has great customer service... all the folks there know me by name without even having to look at my deposit slips for like rebate checks and other physical money. Direct deposit for work $$... always.

It's really convenient to be able to pay CCs online too... I don't see why anyone would do snail mail payments if it was avoidable.
 
Originally posted by: goodoptics
yes. I use it mainly to pay bills. Too cheap to pay postage. 😱
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Damn straight about the postage. I bought a book of stamps for $7.40 back in late December and I haven't even finished it yet. Now if only my cable and oil companies would get with the program and hook up with this thing called the Internet... I wouldn't have to worry about stamps much if at all...
 
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