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Dad got mail yesterday from state:says he needs terrorist insurance...

I would have to see the letter, but, after 9/11 most personal lines insurance companies added/strengthened exclusions for coverage as a result of terrorism.

Your state dept. of insurance is probably letting you know you have no coverage for these events unless direct premium is paid for the risk.
 
Doesn't surprise me. Insurance companies would go tits up if there was another terrorist attack on the scale of 9/11. It's simply a CYA policy on their behalf.

My parents had to take out "mine shaft insurance" on their house because there were lots of mine shafts in the area and standard homeowners insurance wouldn't cover the home if it collapsed in to a mine.
 
Originally posted by: vi_edit
Doesn't surprise me. Insurance companies would go tits up if there was another terrorist attack on the scale of 9/11. It's simply a CYA policy on their behalf.

My parents had to take out "mine shaft insurance" on their house because there were lots of mine shafts in the area and standard homeowners insurance wouldn't cover the home if it collapsed in to a mine.
Click to expand...

holy crap that would suck if you were just sleeping on night and your house collapsed.... 😀:Q
 
Terrorist, war, etc. is a major thing that, i believe all homeowners policies exculde
That is funny that he got that though
 
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