D@MN INSURANCE COMPANIES!!!! UPDATE!!!! Looks like they are going to be reasonable.

[rahvin]

Originally posted by: Yossarian
a claim on your insurance that results in the other guy's company paying 100% does not affect your rates, unless your insurance company really sucks.

 

[Ulfwald]

Bump for an update on the issue

 

[isekii]

Originally posted by: Ulfwald
Bump for an update on the issue

dude get a lawyer.

 

[Vic]

Refers Ulfwald to my earlier post

 

[imthebadguy]

motion for lawyer

 

[Vette73]

He wants to settle this thing real fast on the property issue, but he realizes that I will not settle out on the medical until after I have been released from the Dr. He actually apologized for the way the previous rep handled things, and said that this is not the way they do things.

Looks like I am going to be ok on this without having to deal with a lawyer.

HaHaHaHa~!!!!!!


MY accident was april of 2003, take a guess what, I have STILL not settled the medical claim YET. Law says they have to do the claim for Prop. but not medical, hence why medical seems to go to court/lawyer and prop. claims rarely don;t.

Now when I call the adjuster I get his voice mail and never hear back. So yea prop. claim will be real fast, that is how it works. For med's, its a LONG wait. I have maxed out my CC's, ate up ALL my savings, etc... I live paycheck to pay check, if even that as I rotate my CC's payments so I can pay SOME bills with them.


But what you said is what they said to me and how I felt.... back in 2003/4. Now I just want their joke offer (first) so then I can get a lawyer that will not eat up as much of my REAL offer.

 

[Ulfwald]

Well, as I mentioned before, my father knows the insurance business. he worked in is for over 35 years. so if their offer is a joke, then I will get a lawyer. I just want to minimize my loses at this point, and that includes paying anyone to help me collect on this.

 

[EXman]

Looks like I am going to be ok on this without having to deal with a lawyer.

You'll get less with a lawyer anyhow after fee's. I've seen a few articles on this.

Lawyers are scum.

If it is a joke tell them you'd like to work out a realistic compensation that will keep you from having to retain a lawyer after you hang up the phone with him. Most companies want to stay away from litigation if they can get a realistic number agreed on. If not some crappy companies will nickle and dime you and go to court. That and all the hassle... I hope it goes ok.

 

[Vette73]

Originally posted by: Ulfwald
Well, as I mentioned before, my father knows the insurance business. he worked in is for over 35 years. so if their offer is a joke, then I will get a lawyer. I just want to minimize my loses at this point, and that includes paying anyone to help me collect on this.

Well the way they have been doing it in NC is the first offer is a LOW ball from them in hopes you are dumb or just needy and will take what you can get after you have been in debt for a while, like myself.
The 2nd offer is usually what the REAL offer is. They usaually stand kinda firm on that unless you come up with something to change their minds.

My dad, after his motorcycle accident, turned down the first and said the 2nd was not enough (150K) then AFTER the 2nd offer he got a lawyer. That way the lawyer only gets a cut of what he can get OVER the 2nd offer (150K). The lawyer was able to bump it to 200K and my dad paid like 5K? and kept the rest.

So I am waiting for the joke offer (first) right now. Turn that down and see what their REAL offer is and if not good then get a lawyer if ok then maybe settle. Now mine will probable take longer then yours as my accident I had to have surgery, will never run a marathon now (spent 1 1/2 years training), had a injury to my groin, etc... so my settlement is in the six figuire land.


But keep up updated on what they first offer and how long ti take. good luck and don;t let them push you around, as they will trya dn then drag their feet for a LONG time.