Credit Score

[cpals]

Got my credit score when I went to get pre-approved for a loan:

Equifax - 762
Trans Union - 775
Experian - 789

This considered good for getting a loan? The mortgage I applied for is a little higher than the price range of the houses I am looking at so hopefully if they will either 1 - approve me or 2 - approve me for a lower amount.

 

[sandmanwake]

Yes, those are good scores.

 

[y2kc]

you'll be fine with those scores. your "mid" score (775) is what many lenders use to determine your interest rate...

 

[Phlargo]

You'll most certainly get top or second to top tier interest rates with those credit scores. Nice work keeping up a good credit history.

 

[cpals]

This is my second time applying for a pre-approved loan... am I looking at my max amount of times before my score starts to drop due to the amount of credit inquiries?

 

[TripleAAA]

My score was 792 when I applied for my first home loan. This was two years ago and I was age 23 at the time. I was able to get the best rates possible. Just FYI...

 

[TripleAAA]

Originally posted by: cpals
This is my second time applying for a pre-approved loan... am I looking at my max amount of times before my score starts to drop due to the amount of credit inquiries?

I'd like to know the same thing.

 

[chambersc]

i can't wait 'till the next time i buy my three scores from myfico.com in july since i got a new car. they're gonna be easily mid-700s. not bad for bein 19.

 

[SampSon]

Thoes are good scores, you shouldn't have much of a problem getting a loan. Though your employment history, length of open credit lines and other factors may come into play.

 

[cpals]

Originally posted by: SampSon
Thoes are good scores, you shouldn't have much of a problem getting a loan. Though your employment history, length of open credit lines and other factors may come into play.

That's the thing... I just recently changed jobs Sept. 2005, but previous to that my job history was pretty good.

 

[JS80]

Originally posted by: cpals
Got my credit score when I went to get pre-approved for a loan:

Equifax - 762
Trans Union - 775
Experian - 789

This considered good for getting a loan? The mortgage I applied for is a little higher than the price range of the houses I am looking at so hopefully if they will either 1 - approve me or 2 - approve me for a lower amount.

789/880 = 89.7% = B

 

[kranky]

Originally posted by: JS80

Originally posted by: cpals
Got my credit score when I went to get pre-approved for a loan:

Equifax - 762
Trans Union - 775
Experian - 789

This considered good for getting a loan? The mortgage I applied for is a little higher than the price range of the houses I am looking at so hopefully if they will either 1 - approve me or 2 - approve me for a lower amount.

789/880 = 89.7% = B

No, not a B, a strong A within shouting distance of A+.

 

[Reckoner]

Nevermind, that's probably your Fico score

 

[JS80]

Originally posted by: kranky

Originally posted by: JS80

Originally posted by: cpals
Got my credit score when I went to get pre-approved for a loan:

Equifax - 762
Trans Union - 775
Experian - 789

This considered good for getting a loan? The mortgage I applied for is a little higher than the price range of the houses I am looking at so hopefully if they will either 1 - approve me or 2 - approve me for a lower amount.

789/880 = 89.7% = B

No, not a B, a strong A within shouting distance of A+.

the sarcasm detector is weak with you.

 

[JS80]

Originally posted by: PaulNEPats
Nevermind, that's probably your Fico score

wtf those are his fico scores...

 

[Reckoner]

Originally posted by: JS80

Originally posted by: PaulNEPats
Nevermind, that's probably your Fico score

wtf those are his fico scores...

Yes, I edited, get off your high horse

 

[ultimatebob]

Everything over 760 is a considered a "top" credit score. You can score up to 850, but anything over 760 is gravy.

 

[JS80]

Originally posted by: PaulNEPats

Originally posted by: JS80

Originally posted by: PaulNEPats
Nevermind, that's probably your Fico score

wtf those are his fico scores...

Yes, I edited, get off your high horse

but i ride a donkey