Credit score inheritance

dquan97

Lifer
Jul 9, 2002
12,010
3
0
I'm 24 and have a 790 score. Just married to someone with barely any credit history. Now that she's a joint cardholder, her scores are about 770 because my good credit passed on to her. On our CC, I'm listed as the primary cardholder. If I die, does that score remain with her?

I know I'm a long ways off from dying, but I want to make sure that her score doesn't revert back to what it was before she married me :)
 

dxkj

Lifer
Feb 17, 2001
11,772
2
81
Really? I didnt know being a joint cardholder helped raise credit IMMEDIATLEY. I understand overtime, but instant is nice.