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credit Report ?

jst0ney

Platinum Member
Where is the best place to get a full free credit report? All the google searches I've done have pseudo free reports. Is there such a thing or do they all cost something?
 
if you are refused credit you can get a free report, check the credit reporting agencies FAQ on their website and see if it tells you how
 
Privacyguard will give you unlimited reports for 2 months for $1, but you need to remember to cancel...

But honestly the best place is myfico.com, most places use fake credit scores.
 
I'm in the process of taking out some substantial sized loans to start my dental practice. I want to have the best info that I can. I'm just broke right now but I guess I need to anty up if I want good info. Thanks Dulanic.

link for the lazy
 
Originally posted by: Dulanic
Privacyguard will give you unlimited reports for 2 months for $1, but you need to remember to cancel...

But honestly the best place is myfico.com, most places use fake credit scores.

yeah you forget to cancel privacyguard and get charge 119 dollars ouch.

MyFico is good like he said, they give you a fico score and all reports from the three credit report companies for like 40 bucks.
 
Originally posted by: Modeps
dont use any free credit reports.

i once got a free credit report that i found through hot deals here, and it was totally free, well i answer some question in some bank website and got a link to free report from Equifax, and i even got a free gift credit report for anyone.
 
Originally posted by: Jnetty99
Originally posted by: Modeps
dont use any free credit reports.

i once got a free credit report that i found through hot deals here, and it was totally free, well i answer some question in some bank website and got a link to free report from Equifax, and i even got a free gift credit report for anyone.

You can get them, sure... but once you do, anyone giving out 'free' credit reports, owns that report and will sell it to whoever wants to pay. If you pay even $1 for yours, then you own it.
 
Originally posted by: Modeps
Originally posted by: RossMAN
I would recommend ordering from EquiFax.com for $14.95 which includes instant access to your credit report online AND credit score.

:thumbsup: That's quite a good price to get a report and score.

For me price really isn't an issue.

Why I would order through EquiFax.com is:

1) Trust and integrity. They ARE one of the 3 major credit bureau's. I like ordering direct from the source.
2) You can view your credit report online instantly instead of having it fax'd or snail mailed to you.
3) Includes your credit score as well.
 
I will repeat one last time.... MYFICO.COM!!!!!

Its CHEAPER then equifax, it gives you a REAL fico score, equifax DOESNT. myfico.com is run by the company that created credit scoring system.
 
Originally posted by: RossMAN
I would recommend ordering from EquiFax.com for $14.95 which includes instant access to your credit report online AND credit score.

True, but not all lenders look at only Equifax. If the amounts are as large as you're implying, you can almost bet they will pull a trimerge (all three). this includes Equifax, experian, AND trans union
 
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