Credit Limit

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AdamSnow

Diamond Member
Nov 21, 2002
5,736
0
76
I just checked my credit card, and last week I had $600 limit (fine with me. I usually always use cash) and today I now have a limit of $2000. Pretty big hike for no apparent reason.

What do you guys have for a credit limit ?
 
J

Jumpem

Lifer
Sep 21, 2000
10,757
3
81
Used to be $2500 until I missed a few $15 monthly payments when I was completely broke.:(
 
O

Orsorum

Lifer
Dec 26, 2001
27,631
5
81
$1.5k Visa, $1 Discover. Might pick up a third one within a few years, but I don't use them often, maybe once a quarter for books and supplies so as to consolidate the withdrawals from my checking account.

Cheers!
Nate
 
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bernse

Diamond Member
Aug 29, 2000
3,229
0
0
I applied for a new card and they gave me a $50,000 limit. I told them to lower it to $20K, which they did but they've been gradually increasing it. It's back up to $30K now... even though I've never had more than $1K on it.:confused:
 
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AdamSnow

Diamond Member
Nov 21, 2002
5,736
0
76
Originally posted by: bernse
I applied for a new card and they gave me a $50,000 limit. I told them to lower it to $20K, which they did but they've been gradually increasing it. It's back up to $30K now... even though I've never had more than $1K on it.:confused:
Click to expand...

Holy crap. You could buy a car with your credit card. haha :)

I wish mine was not so high. It gave me a reason not to spend money I didnt have. :)

I guess its good personal security if I ever needed it... meh!
 
DT4K

DT4K

Diamond Member
Jan 21, 2002
6,944
3
81
I was just a tad irresponsible with credit cards in college.

Now I only have one card. It had a $500 limit for over a year until they raised it to $1500 about 6 months ago. Balance is $1400 right now. :evil:
 
R

Red

Diamond Member
Aug 22, 2002
3,704
0
0
Age: 21. Credit Score: 700ish. Credit limits: $5,000 @ 1st Financial Bank USA. $1,000 @ Citibank. $450 @ Sears Mastercard. $700 Dillards store card
 
anxi80

anxi80

Lifer
Jul 7, 2002
12,294
2
0
$3000 limit. got the card last july. limit was originally set at $500. jumped to $3000 in december. only really use the card for gas and in tight spots, never go above the $500.
 
A

AdamSnow

Diamond Member
Nov 21, 2002
5,736
0
76
How do you find your credit score ?

I'm interested in seeing what I'm at. never missed a payment, etc.
 
StageLeft

StageLeft

No Lifer
Sep 29, 2000
70,150
5
0
Originally posted by: AdamSnow
How do you find your credit score ?

I'm interested in seeing what I'm at. never missed a payment, etc.
Click to expand...
You can start at equifax.com...

 
M

marquee

Banned
Aug 25, 2003
574
0
0
1000 when i got my first card. i requested to raise it to 1700 last year to fund a trip. just applied for another card.. they gave me $13k :Q kinda cool i think.. but i kinda liked having a low limit, so i know i'll never go overboard with my spending. i'm not sure i trust myself with a big credit limit! :)
 
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