Credit Check before hire?

[imported_nerve]

I just interviewed for a position and they are going to be running a credit check.
What will they be looking for?

Thanks!

 

[sonz70]

Your credit history?

 

[hjo3]

Signs of irresponsibility.

 

[HardcoreRobot]

if you have lots of debt and late payments you are a more of a risk to steal, it also shows you are irresponsible

they are just going to run a normal credit check with the major bureaus

 

[Medicine Bear]

Those unpaid 1-900-SEXMEUP bills are going to come back to haunt you.

 

[Cooler]

Depends were you work. I know in the state I live you cant have bad credit and be state inspectore for cars Its against the law. Its bacily if you pay everything off on time and have no outsandinf debt you should be fine.

 

[akubi]

they just want to make sure you are financially responsible

 

[kranky]

They're just looking to see if you're responsible. They don't care about your exact credit score, just that you don't have delinquent accounts, charged-off balances, car repos, etc. You can have debt.

We've had a few people not get job offers over the years for bad credit. Maybe 5% of the people we've wanted to hire.

 

[Mr N8]

They are becoming more and more common. They aren't looking for your overall score, like Kranky said. They are looking to see if you have anything really negative that would indicate you are irresponsible. It's a perfectly legit thing for them to do, IMO.

 

[MrMaster]

Just about all banking jobs require credit checks as well. I even had to explain why my electric bill was 60 days late for my last job!

 

[Rubycon]

Because those with charge offs, liens, repos, bankruptcies, etc. tend to break more stuff, take things that don't belong to them.

Same goes with insurance. It's all about the risque.

 

[ElFenix]

it's really a background check, rather than a credit score check

 

[jadinolf]

Originally posted by: sonz70
Your credit history?

I'll bet.

 

[MX2]

Get used to it, its becoming the norm especially if you expect a high paying position.

 

[jmagnum]

Yep, I ran a credit report recently and sure enough my current employer did a credit check on me back in january.