Credit Cards - Oh my
- Thread starter WyteWatt
- Start date
That is less reflected in the bank that offers it and more in who offers the credit card (visa, mastercard, amex etc etc)
Seems like the return policy is only for a item up to $300 and $1000 annually. Which is fine but the $300 per a item could be bad because some items are a little more than $300. Ia this true?
? Guaranteed Product Satisfaction ? Return Protection* offers guaranteed product satisfaction on designated items purchased entirely with an eligible American Express® Card.
? 90 Days Protection ? If you try to return an eligible item within 90 days from the date of purchase and the merchant won't take it back, American Express will refund the full purchase price.
? Up to $300 Per Item ? You are covered for up to $300 per item, excluding shipping and handling, and up to $1,000 annually per Cardmember account.
I just would like to have good buyer's protection whenever I buy something online just in case anything ever goes wrong which it usually doesn't but never say never.
Is there a list where you can't use a AMEX card at because I know there are some places you can't ? 
Is the return policy for AMEX cards really only for up to $300 per a item even if the item was more expensive than $300 ? Like for example if the item was $302 you would only get back $300 right and if the item was $500 you would only get $300 as well right?
All your tech stuff is only covered up to $300 so you only get $300 back no mater how expensive the item was.
Who offers the best buyer's protection if something online you order goes wrong?[/quote]
I know that AMEX offers it at least in writing. However, MBNA's Platinum MasterCard does have a good service too. I've had a good experience with their buyer's protection.
Yes but that does nothing for you if the item you ordered never gets to you and you are out of most of the money. You lose no matter if you have the double warranty or not.
$300 isn't that much.
$300 > nothing.
and if an item gets to you, i think you can dispute the charge?
i have no clue. it's not like i really want to read that 15000-word packet that amex sent me.
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