Credit card Question

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sze5003

Lifer
Aug 18, 2012
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I just received a cc in the mail from best buy. I'm wondering why they sent me a second card with another account number.

Called them up and they said the brand new card in the mail was open in 2010 and doesn't have any purchases on it. The card I just used to pre order a ps4 a few weeks ago has a higher spending limit and I had to open it in December last year because my old best buy card was not used for a long time so the account got closed when they switched banks.

So why would they send me the card now if it was a closed account and I've already got my new card? They said I can close either card or use both.

Would it affect my credit rating if I close the 2010 card they just sent me ? Why not add the credit line from 2010 to the card they had me open in 2012, which is what I used to pre order.
 

Puppies04

Diamond Member
Apr 25, 2011
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I really wouldn't try to read too much into this. Simple case of a company not having a clue what it is doing. Use 1 card or both or cancel 1 account, it really doesn't matter. You need to be seen to be using the card responsibly to increase your credit rating so make sure you pay them off each month.
 

sze5003

Lifer
Aug 18, 2012
14,320
683
126
I just found it's strange that they would say oh this card is closed because it's inactive and a year later they send me the old card back. The one I used to pre order ps4 I've always payed off accordingly, mainly because I only use it for major purchases to get the 0% financing.

I could now use the old one to buy small things here and there that I would normally just use my debit card for but I don't see the point.
 
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