Credit card limit question.

[Yax]

So what's the highest limit on your credit cards?

Mine's at 15K, but I use over 1K on it. Well, not since I paid it all off a few years back.

 

[theGlove]

Originally posted by: Yax
So what's the highest limit on your credit cards?

Mine's at 15K, but I use over 1K on it. Well, not since I paid it all off a few years back.

is this the surburban version of how big is your xxxx?

 

[jst0ney]

2k and I"m keeping it that way

 

[Yax]

Originally posted by: theGlove

Originally posted by: Yax
So what's the highest limit on your credit cards?

Mine's at 15K, but I use over 1K on it. Well, not since I paid it all off a few years back.

is this the surburban version of how big is your xxxx?

Actually I was trying to get an idea of the average credit line ATOTers have. Having a credit line does not determine how rich you are or anything. Just what the bank is willing to lend you.

 

[RossMAN]

Lowest $5,000

and a few inbetween

Highest $20,000

 

[SynthDude2001]

I only have one "real" credit card (got it about two months ago), limit is $4000. That's plenty for me right now.

 

[neonerd]

whatever i have in my paypal account

i just have the debit there, and use it as a credit

1.5% cashback 🙂

right RossMAN? 😉

pretty good deal IMO

 

[DaWhim]

3500 for one
3400 for another
etc...

 

[nageov3t]

I only have one credit card and it has a 10K limit.

my balance have never been above 2K, though.

 

[skim milk]

$8,200 AMEX
$4,000 Citibank

 

[Squisher]

I was just thinking about calling CitiBank to ask them to raise my limit.

It's got a $7500 and I often go over or near that per month. Damn Idiots, the last time I asked they said no. WTF I don't think I have another card anywhere near that low.

 

[FlyLice]

AMEX = no limit

 

[intogamer]

Originally posted by: FlyLice
AMEX = no limit

:shocked:

 

[spasticnationboy]

I have one at over 21k, the rest are right around 10k

If I maxed them all out I'd be about 50k in debt, but lucky me, I'm not............quite anyway...😉

 

[kag]

I have a $800CC and I'm quite happy that way. I'd like to get like a $2,000 one though, that way, if something major happens I can have some cash quick.

 

[acemcmac]

a lot more than anyone else my age 😉

 

[Attrox]

Originally posted by: neonerd
whatever i have in my paypal account

i just have the debit there, and use it as a credit

1.5% cashback 🙂

right RossMAN? 😉

pretty good deal IMO

What do you mean by this cashback?

 

[Krakerjak]

$900

 

[RossMAN]

Originally posted by: Attrox

Originally posted by: neonerd
whatever i have in my paypal account

i just have the debit there, and use it as a credit

1.5% cashback 🙂

right RossMAN? 😉

pretty good deal IMO

What do you mean by this cashback?

Paypal Debit Card

 

[Attrox]

Originally posted by: RossMAN

Originally posted by: Attrox

Originally posted by: neonerd
whatever i have in my paypal account

i just have the debit there, and use it as a credit

1.5% cashback 🙂

right RossMAN? 😉

pretty good deal IMO

What do you mean by this cashback?

Paypal Debit Card

1. So if I have Paypal Debit card I'm automatically enrolled in this program right?
2. How can you get or redeem the cashback? You will just get 1.5% of the money you used back in your paypal account?

 

[saxophonoia]

$1500.......I don't really need anymore than that

 

[RossMAN]

Originally posted by: Attrox

Originally posted by: RossMAN

Originally posted by: Attrox

Originally posted by: neonerd
whatever i have in my paypal account

i just have the debit there, and use it as a credit

1.5% cashback 🙂

right RossMAN? 😉

pretty good deal IMO

What do you mean by this cashback?

Paypal Debit Card

1. So if I have Paypal Debit card I'm automatically enrolled in this program right?
2. How can you get or redeem the cashback? You will just get 1.5% of the money you used back in your paypal account?

I dunno as I don't have this Paypal Debit Card. Maybe someone else can answer your questions.

 

[kag]

Originally posted by: acemcmac
a lot more than anyone else my age 😉

There's absolutely no meric in having a high limit credit card. I was offered a $15,000 last summer and I didn't even had a job. Simply based on the fact that I make over $30,000 a year. I declined because that is simply too much credit for my need.

 

[Squisher]

Originally posted by: RossMAN

Originally posted by: Attrox

Originally posted by: neonerd
whatever i have in my paypal account

i just have the debit there, and use it as a credit

1.5% cashback 🙂

right RossMAN? 😉

pretty good deal IMO

What do you mean by this cashback?

Paypal Debit Card

Is there a limit on that at all?

Even my Amex Green stops giving cashback after $50K/yr. usage and Chase and Citibank are limited to $300 cashback/yr.

 

[Yax]

Originally posted by: kag

Originally posted by: acemcmac
a lot more than anyone else my age 😉

There's absolutely no meric in having a high limit credit card. I was offered a $15,000 last summer and I didn't even had a job. Simply based on the fact that I make over $30,000 a year. I declined because that is simply too much credit for my need.

Being offered a high limit and getting it are actually two different things.

Anyway, I was thinking about having my limit increased to 30K. Not that I'll use it, but never know when I might need it.