Couples sues BoA and wins $1m.

[slayer202]

There must be more to this.

700 calls in 4 years is barely even a rounding error compared to normal debt collector behavior.

I once had a debt collector get my number by mistake. I was getting 40-50 robo calls per day. There was no option to speak to a human - just a message "This is a confidential message for Jane Doe. Please disconnect this call immediately if you are not Jane Doe. To continue please enter your date of birth using the keypad." If you typed in any random stuff, it went on "Sorry. This is a confidential message for Jane Doe. We have not been able to verify your identity. This call will now be disconnected and we will call back later."

If you blocked one number, they'd switch to a different number with a different area code. Block that one, they'd switch to another. I had blocked 25 numbers before my phone company's blocking service was maxed out and couldn't block any more numbers.

I never did find out which debt collector it was. They never said in the phone call. I had to change my number.

I guessed as to the bank it might have been and made a formal complaint, including an invoice for the cost of a new phone number and my time in updating business correspondence with the new number.

A week later I got an unexpected parcel - it contained a case of decent wine, a check paying my invoice and a grovelling letter of apology.

sounds like they shorted you about $999,900

 

[T9D]

https://chaturbate.com/female-cams/

 

[alkemyst]

My mortgage company was doing this up to recently. Calls almost daily. The f**ked up thing was at the time I was paying my mortgage on-time and properly.

 

[KeithP]

Without clicking on the link, I'm going with "New York Post: Details redacted to maximize sensationalism."

...'cause that don't sound right.

Pretty much, better info...

http://www.tampabay.com/news/busine...-family-1-million-for-harassing-calls/2209617

-KeithP

 

[Red Squirrel]

Of course people should pay their debt. But sometimes stuff happens in life and you can't. So legally laws were made that that debt collectors must follow a certain amount of rules. Some of them used to get insane and harass the crap out of people. Intimidate them, lie, threaten, be extremely invasive. They need to be reasonable.

Plus sometimes the people don't even owe the debt. But some lame big company screwed something up and instead of fixing it just sent it to collections. 4 years later I still have something on my credit report from the morons at Verizon. I paid it in cash and have the receipt, but they still hassle me and it hurts my credit.

In California they aren't allowed to contact you at all if you tell them not to. You still owe the debt and it hurts your credit. You get a bad credit rating. That's your punishment, and you don't get loans anymore. Not get bullied for the rest of your life. What if someone got sick with cancer or something and really wanted to pay it but can't? It's not going to help to bully them. Those people get stuck in a mess too sometimes. So reasonable laws need to be made. If the collections company cant follow those laws then they need to pay for it.

Yeah some of them are quite insane. They also need to be more diligent and make sure they're actually accusing the right people. One time my parents kept getting harassed by the gas company that their gas was about to be shut off due to some random douche not paying their bill. They had the wrong account. In cases like this I could see a lawsuit being worthy. Company comes and shuts off the gas in the middle of the day, you come home from work and all the pipes are burst and water spraying everywhere and there's 3 feet of water in the basement and it's starting to freeze over. The gas company should then have to pay for all the damage and repairs. Though, not a million dollars. Basically it should work like insurance, you get it fixed and you sue them for the cost of the bill. Basically the bill would go to the judge and the judge would then determine the lawsuit amount based on the bill and any other costs such as your lawyer fees and time spent on the case/issue.

Come to think of it, ALL lawsuits should work this way, if someone wrongly causes you any kind of damage, the lawsuit amount should be determined by the cost of the damage not an arbitrary number.

 

[zerocool84]

My mortgage company was doing this up to recently. Calls almost daily. The f**ked up thing was at the time I was paying my mortgage on-time and properly.

Speak of the devil

 

[KentState]

So, my Google Voice number belonged to someone that had unpaid medical bills. I get called 2-3 times a day asking for this person and have explained repeatedly that this is not the person's number. Since GV has a log of all incoming calls, I have pretty good proof plus all the transcribed voicemail messages. Am I a millionaire in the making?

 

[PlanetJosh]

Wow, they couldn't have done any better than if they had planned it themselves.

 

[Newell Steamer]

Did anyone read this part?

“Bank of America has helped 2 million homeowners avoid foreclosure. Our calls to the Coniglios were not to collect a debt, but rather to help them avoid foreclosure after they fell behind on their mortgage payments in 2009,”