"Congratulations! You've just earned Companion Pass status."

purbeast0

No Lifer
Sep 13, 2001
53,654
6,532
126
woot woot! just got the email from southwest! now to pick places to go with my wife...

if you don't take advantage of credit card point bonus offers, i suggest you do. you can get a lot of free shit.
 
Nov 8, 2012
20,842
4,785
146
woot woot! just got the email from southwest! now to pick places to go with my wife...

if you don't take advantage of credit card point bonus offers, i suggest you do. you can get a lot of free shit.

Shhhh, quit spreading insider knowledge.

Next thing you know they will start paying off their credit cards in full and not paying interest for the credit card companies to entice us with sign on bonuses D:


Also congrats, my companion pass is going to expire at the end of the year, I'm already lining up the cards to apply for at the end of the year to keep up with the companion pass every year.
 

purbeast0

No Lifer
Sep 13, 2001
53,654
6,532
126
my buddy who also gets a lot of points told me that he had read that after this year (or possibly earlier, I don't remember) chase is no longer to let people get the bonuses after 2 years again. once you have done it, you will no longer be able to do it again ever.

what are other good cards to get? i need a new one to rack up bonuses with. already have the chase sapphire card.
 
Nov 8, 2012
20,842
4,785
146
my buddy who also gets a lot of points told me that he had read that after this year (or possibly earlier, I don't remember) chase is no longer to let people get the bonuses after 2 years again. once you have done it, you will no longer be able to do it again ever.

what are other good cards to get? i need a new one to rack up bonuses with. already have the chase sapphire card.

I haven't heard that, I have a good amount of news sources on the latest adjustments that the banks make. The only thing chase has recently done is implemented a 5/24 rule, which essentially means you can only open up to 5 new accounts within 24 months (2 Years). The sign on bonus amount of once every 2 years SHOULD remain the same.

That aside, I don't mind BoA for some quick cash grab. I recently signed my wife up for 3 credit cards back-to-back on the same day in order to have them only give her 1-hard inquiry for 3 cards. I believe BoA also doesn't have anything regarding sign-on bonus, so theoretically you can do it over and over again. I don't push my limits and try to stay out of scope though.
 

SSSnail

Lifer
Nov 29, 2006
17,458
83
86
I'm trying to get my free Maui
vacation at the grand Marriott through Chase, it'll be sweet.
 

brianmanahan

Lifer
Sep 2, 2006
24,630
6,013
136
was is a decently low companion pass offer?

most of the companion pass credit card deals require spending more than i spend in a single year to get the companion pass
 

purbeast0

No Lifer
Sep 13, 2001
53,654
6,532
126
was is a decently low companion pass offer?

most of the companion pass credit card deals require spending more than i spend in a single year to get the companion pass

there are 2 cards where you get 50k bonus points for spending $3k within like 2 or 3 months.

you need 110k points for the companion pass.

i started using one card january 1st and started using the other one as soon as i hit $3k on the first card. taking a vacation at the end of february, along with buying a new camera lens (on top of my normal spending/bills) made getting the $10k i had to spend pretty easy.
 
Nov 8, 2012
20,842
4,785
146
was is a decently low companion pass offer?

most of the companion pass credit card deals require spending more than i spend in a single year to get the companion pass

Boils down to this:

Apply for Southwest card -> Spend $3000 within the first 3 Months -> 50,000 miles
Apply for Southwest BUSINESS card -> Spend $3000 within the first 3 Months -> 50,000 miles
Based on your spending to get the sign-on bonus', you will also get points for those expenses.

The companion pass is 110,000 miles within 1 year.

The ideal scenario is actually to start building the first 50,000 sign up offer the year PRIOR, so around Dec of this year. That way, you get the 100,000 pts at the beginning of the next year (2017). Once you get the total of 110,000 miles you now have companion pass for the remainder of the year, AND the entire next year (2017 + 2018).
 

Fingolfin269

Lifer
Feb 28, 2003
17,948
34
91
Shhhh, quit spreading insider knowledge.

This. Yeah I know it's out there for all to see if they start searching credit card deals and such. No need to make it even easier though!

Anyway, CP is the best deal I've ever had on anything. Good timing on your earn too. Enjoy your 1 year, 8 months of use.
 

Xonim

Golden Member
Jul 13, 2011
1,131
0
0
The only thing chase has recently done is implemented a 5/24 rule, which essentially means you can only open up to 5 new accounts within 24 months (2 Years). The sign on bonus amount of once every 2 years SHOULD remain the same.

Of note, that's 5 new accounts ANYWHERE in 24 months, not just Chase. And there's nothing they can do to get around it. I had 1/12 and 7/24 with an 800+ score and a 10-ish year history with Chase. They denied me the CSP a month or so ago.

Citi was more than happy to approve me and take my spending :D
 

RockinZ28

Platinum Member
Mar 5, 2008
2,171
49
101
Always forget, when does the 2 years reset? From date of application, time bonus is received, date you cancel the card? Think I'm about due for another round with the regular personal SW card.

Could always try the business cards, but it's more of a hassle.

Kept the personal Premier since I fly Southwest quite often for business.

was is a decently low companion pass offer?

most of the companion pass credit card deals require spending more than i spend in a single year to get the companion pass

Look up manufactured spending.
 
Oct 20, 2005
10,978
44
91
there are 2 cards where you get 50k bonus points for spending $3k within like 2 or 3 months.

you need 110k points for the companion pass.

i started using one card january 1st and started using the other one as soon as i hit $3k on the first card. taking a vacation at the end of february, along with buying a new camera lens (on top of my normal spending/bills) made getting the $10k i had to spend pretty easy.

Boils down to this:

Apply for Southwest card -> Spend $3000 within the first 3 Months -> 50,000 miles
Apply for Southwest BUSINESS card -> Spend $3000 within the first 3 Months -> 50,000 miles
Based on your spending to get the sign-on bonus', you will also get points for those expenses.

The companion pass is 110,000 miles within 1 year.

The ideal scenario is actually to start building the first 50,000 sign up offer the year PRIOR, so around Dec of this year. That way, you get the 100,000 pts at the beginning of the next year (2017). Once you get the total of 110,000 miles you now have companion pass for the remainder of the year, AND the entire next year (2017 + 2018).

Unless they changed something really recently, it's $2,000 in 3 months, not $3,000 in 3 months.

Also, if you want to maximize your companion pass, apply for both cards (premier and business premier) like in November of the current year, and spend as close to $2,000 on each card as you can, then once January of the following year comes around, spend the remaining amount to put you over $2,000 for each card. That way you'll most likely hit your companion pass within the first quarter of that year, which you will get CP for all that year, plus all of the following year.
 

purbeast0

No Lifer
Sep 13, 2001
53,654
6,532
126
Unless they changed something really recently, it's $2,000 in 3 months, not $3,000 in 3 months.

Also, if you want to maximize your companion pass, apply for both cards (premier and business premier) like in November of the current year, and spend as close to $2,000 on each card as you can, then once January of the following year comes around, spend the remaining amount to put you over $2,000 for each card. That way you'll most likely hit your companion pass within the first quarter of that year, which you will get CP for all that year, plus all of the following year.

it might be $2k, don't remember lol.

with what you're saying, you will still need 10k points so either way you have to spend $10k more in that year. that's why i just waited until jan 1st to start spending on the card.

you also don't need the business card. i got a premiere and a plus. the plus 50k bonus point was only through referrals, but if you google you can find people who are willing to give you a referral.
 
Oct 20, 2005
10,978
44
91
it might be $2k, don't remember lol.

with what you're saying, you will still need 10k points so either way you have to spend $10k more in that year. that's why i just waited until jan 1st to start spending on the card.

you also don't need the business card. i got a premiere and a plus. the plus 50k bonus point was only through referrals, but if you google you can find people who are willing to give you a referral.

True, you still need 10K more points, of which 4K will be from spending $2k per card, so only 6K left.

For some it's easy to get that 6K. I travel a decent amount for work so I can book all my travel expenses through my CC/southwest.

Also, right now, I don't think there are any plus cards that offer 50K points. At least I haven't seen one in over a year.
 

purbeast0

No Lifer
Sep 13, 2001
53,654
6,532
126
True, you still need 10K more points, of which 4K will be from spending $2k per card, so only 6K left.

For some it's easy to get that 6K. I travel a decent amount for work so I can book all my travel expenses through my CC/southwest.

Also, right now, I don't think there are any plus cards that offer 50K points. At least I haven't seen one in over a year.

those 4k points won't be included in your 100k though since you spent them the previous year (if you get right up to 2k then spend the last few dollars in the new year). you have to earn all 110k points in the same calendar year.

as i said, the 50k bonus with plus is through a referral thing. quick google search will bring you to it. i applied for my card in late january.
 
Oct 20, 2005
10,978
44
91
those 4k points won't be included in your 100k though since you spent them the previous year (if you get right up to 2k then spend the last few dollars in the new year). you have to earn all 110k points in the same calendar year.

as i said, the 50k bonus with plus is through a referral thing. quick google search will bring you to it. i applied for my card in late january.

Ah, you're right, forgot about that.

I see, well, that's awesome you were able to get a plus. It's a bit harder for those who can't get one and have to rely on the business card.
 

Xonim

Golden Member
Jul 13, 2011
1,131
0
0
Always forget, when does the 2 years reset? From date of application, time bonus is received, date you cancel the card? Think I'm about due for another round with the regular personal SW card.

Unless it's changed recently, it counts from the time you received your last bonus.