Comprehensive Insurance Claim

Dedpuhl

Lifer
Nov 20, 1999
10,370
0
76
In 8 months of living in Baton Rouge, my car has been beat all to hell. I have at least 15 dings from people opening their doors, there are a couple dings on the hood, and the hood and roof look as if they have hail damage.

Would I see a large increase in my rates if I were to file a comprehensive claim? I'm going to see my insurance rep in a few days, but I just wanted to see how everyone else's experience has been.
 

Yossarian

Lifer
Dec 26, 2000
18,010
1
81
I'd say it depends on the total cost to get those dings fixed. I use Geico, the last time I had a claim they said if it was for $500 or less there would be no rate increase. If there is no paint damage your repairs will probably be pretty cheap.
 

Dedpuhl

Lifer
Nov 20, 1999
10,370
0
76
Originally posted by: PipBoy
I'd say it depends on the total cost to get those dings fixed. I use Geico, the last time I had a claim they said if it was for $500 or less there would be no rate increase. If there is no paint damage your repairs will probably be pretty cheap.

hmm...I know my hood and half of the bumps will require paint....