Colleges are so expensive because the general populust

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LegendKiller

Lifer
Mar 5, 2001
18,256
68
86
No wonder the USPS is on the verge of bankruptcy.

They are on the verge of bankruptcy because the politicians want to suck all of the profit out of it without reinvesting. They are required to do what no other government agency or private corporation is required to do.
 

Mai72

Lifer
Sep 12, 2012
11,562
1,741
126
what part of the country is he in

We live in New Jersey. I think USPS pay is uniform all over the country. I could be wrong, but I don't think so. $29 an hour might not sound like much in NJ, but imagine if you made that instate like Mississippi?

:awe:
 

Fox5

Diamond Member
Jan 31, 2005
5,957
7
81
We live in New Jersey. I think USPS pay is uniform all over the country. I could be wrong, but I don't think so. $29 an hour might not sound like much in NJ, but imagine if you made that instate like Mississippi?

:awe:

Federal pay has location bonuses based on cost of living. That said, it's generally not as much as the actual difference in cost of living, so a post office worker in Mississippi would make less than a NJ post office worker but have a higher standard of living anyway.

From what I've seen, Texas generally has the best ratio of pay to cost of living, while the heavily populated east coast is pretty bad, and reaches epic levels of bad when you get into the mecca of over population, NYC. (the major west coast areas can be worst for cost of living, but pay is higher than NYC)
 

LegendKiller

Lifer
Mar 5, 2001
18,256
68
86
Federal pay has location bonuses based on cost of living. That said, it's generally not as much as the actual difference in cost of living, so a post office worker in Mississippi would make less than a NJ post office worker but have a higher standard of living anyway.

From what I've seen, Texas generally has the best ratio of pay to cost of living, while the heavily populated east coast is pretty bad, and reaches epic levels of bad when you get into the mecca of over population, NYC. (the major west coast areas can be worst for cost of living, but pay is higher than NYC)

Again, this is not correct. I have asked people who work for the USPS this question and they say they do not get any adjustment. I could be misremembering but it is either 0% or a very marginal amount.

You have to keep in mind that the USPS is a quasi-government entity. This means that they follow government policies only when it suits them.
 

Fox5

Diamond Member
Jan 31, 2005
5,957
7
81
Again, this is not correct. I have asked people who work for the USPS this question and they say they do not get any adjustment. I could be misremembering but it is either 0% or a very marginal amount.

You have to keep in mind that the USPS is a quasi-government entity. This means that they follow government policies only when it suits them.

The lack of any regional salaries for the USPS pay schedule seems to support this.
http://www.apwu.org/dept/ind-rel/pay/current/121117-ftr.pdf
 

LegendKiller

Lifer
Mar 5, 2001
18,256
68
86
The lack of any regional salaries for the USPS pay schedule seems to support this.
http://www.apwu.org/dept/ind-rel/pay/current/121117-ftr.pdf

Where a postal worker makes their money is just like anybody else that is hourly, overtime. Add night differentia into that and you can make a decent amount.

The problem is that you likely have shitty days off, are always flipped on your nights/days (bad for your health) and in order to work that OT you have to work *a lot* of OT since the USPS has cut so many workers.

So really, it's a very unhealthy living.

People can get along without a college education, but can get along a lot better with one on average.

As far as people saying it is "a scam", get a fucking clue. It isn't a scam. It's knowledge and sure, you don't have to have one and some are smart enough to get along without one, but it does help people.

Now, is it worth the money you are paying now? It is reaching, or has reached the point for many degrees, where it is not worth it. If parents stopped and thought about that you'd let market pricing take charge and tuition would decline. As it is, they just let their kids become debt slaves for life, setting them up to do nothing but owe tens of thousands for decades upon decades.
 
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alkemyst

No Lifer
Feb 13, 2001
83,769
19
81
My brother works for the Post Office. He's a mail carrier. He's been with them for 16 years.

He makes $29 an hour.
Medical/Dental
401k that is matched evenly
Overtime in the summer

He makes nearly $65k a year.

Not bad for someone who didn't attend college or even a trade school.

He was lucky. I couldn't survive on $65k though.

Government jobs are golden, but limited.
 

rednas

Senior member
May 26, 2010
298
0
76
Its is possible to get a degree for cheap just that most people choose to live it up in college and not work thus financing 4 years of school and living expenses. I know lots of people, myself included, who graduated without a penny of debt.
 

Mai72

Lifer
Sep 12, 2012
11,562
1,741
126
He was lucky. I couldn't survive on $65k though.

Government jobs are golden, but limited.

Why couldn't u survive on $65k? That's decent money for delivering paper. Plus, add in health/dental and a sweet retirement package. Do you have a million dollar estate, and drive a Bentley?
 

Mai72

Lifer
Sep 12, 2012
11,562
1,741
126
Its is possible to get a degree for cheap just that most people choose to live it up in college and not work thus financing 4 years of school and living expenses. I know lots of people, myself included, who graduated without a penny of debt.

Well you must be the exception. We have over a trillion dollars in student loan debt.
 

z1ggy

Lifer
May 17, 2008
10,004
63
91
Well you must be the exception. We have over a trillion dollars in student loan debt.

Graduate from your local 2 year run of the mill community college with an associates probably.

Nobody goes to a private 4 year and graduates with no debt unless mommy and daddy paid for it. Even state school with very good financial aid will still probably cost you around $10-15k for 4 years.

Again, not everybody should go to school. Who will do the shitty jobs that nobody else really wants to do? The uneducated/lazy/fuck ups. It's pointless for a life time burger flipper to get a degree. If anything they should get certifications or go to a tech school for welding, car repair, etc.
 

rednas

Senior member
May 26, 2010
298
0
76
Graduate from your local 2 year run of the mill community college with an associates probably.

Nobody goes to a private 4 year and graduates with no debt unless mommy and daddy paid for it. Even state school with very good financial aid will still probably cost you around $10-15k for 4 years.

Again, not everybody should go to school. Who will do the shitty jobs that nobody else really wants to do? The uneducated/lazy/fuck ups. It's pointless for a life time burger flipper to get a degree. If anything they should get certifications or go to a tech school for welding, car repair, etc.

Went to a state school and got a BS and I ended up without a dime of debt and neither did the other 5 people who I worked with who also attended the same university. None of us were rich or anything like that. I was personally very poor being one of 3 kids of a single mom and I still managed. Its not impossible just takes lots of work and little sleep. Looking back on it I do not even know how I managed but somehow I did.
 

unokitty

Diamond Member
Jan 5, 2012
3,346
1
0
Well you must be the exception. We have over a trillion dollars in student loan debt.

Not to disagree with what I think you mean. But from my perspective, the situation is more nuanced. For example:

The national average-debt figure, which has risen in recent years, belies considerable variation, said Lauren Asher, president of the institute, known as Ticas. At individual colleges that provided data, average debt per borrower was as low as $4,450 and as high as $49,450. The share of borrowers in each campus's Class of 2012 ranged from 6 percent to 100 percent...

Borrowing and debt level vary considerably by sector, according to Ticas figures not included in the report. At public colleges, two-thirds of graduates had borrowed, and their average debt was $25,500. At private nonprofits, three-quarters of graduates had borrowed, $32,300 on average. And at for-profits, 88 percent of graduates had borrowed, with an average debt of $39,950.

In 2012, at some schools 6 percent of the students graduated with debt; while, at other schools, 100 percent of the students graduated with debt.

At some schools, the average debt was $4,450; while, at other schools the average debt was $49,000.

Many people do graduate without student debt.

Uno
 

OutHouse

Lifer
Jun 5, 2000
36,410
616
126
is brainwashed to believe that the only way to succeed is through college and people are willing to pay

Glad I didn't go to college. I learn from wiki and other online sources

But the social aspect of college would be cool, but the cost outweigh the benefits

federal school loans is the main source of the ridiculous cost of tuition.
 

OutHouse

Lifer
Jun 5, 2000
36,410
616
126
Nobody goes to a private 4 year and graduates with no debt unless mommy and daddy paid for it. Even state school with very good financial aid will still probably cost you around $10-15k for 4 years.

my daughter is a HS junior and very smart. she got a invite to attend a presentation by Duke University. We went to it, listened to their recruitment spiel and when they said tuition was $63,000.00 per year I could barely contain my laughter.

what was sickening was that they brought in a panel of Duke Alums that work/live in Denver. these people they had speak about how "great" the Duke experience was, now work as Teachers, Marketing, and i think one lady was a unemployed. So they spent over a quarter of a million bucks for a degree to be a elementary school teacher? WTF! how in the holy hell are they going to pay that loan back? but i guess its all about the Duke experience, to hell with the cost, money does not matter....

bleh.
 
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rh71

No Lifer
Aug 28, 2001
52,844
1,049
126
Considered it across a few articles. A bachelor's degree by itself is still worth it as long as you're not overpaying.
 

rednas

Senior member
May 26, 2010
298
0
76
my daughter is a HS junior and very smart. she got a invite to attend a presentation by Duke University. We went to it, listened to their recruitment spiel and when they said tuition was $63,000.00 per year I could barely contain my laughter.

what was sickening was that they brought in a panel of Duke Alums that work/live in Denver. these people they had speak about how "great" the Duke expereince was now work as Teachers, Marketing, and i think one lady was a unemployed. So they spent over a quarter of a million bucks for a degree to be a elementary school teacher? WTF! how in the holy hell are they going to pay that loan back? but i guess its all about the Duke experience, to hell with the cost, money does not matter....

bleh.


So many people I went to HS with are in that exact same boat. I never was able to understand their logic.
 

LegendKiller

Lifer
Mar 5, 2001
18,256
68
86
Went to a state school and got a BS and I ended up without a dime of debt and neither did the other 5 people who I worked with who also attended the same university. None of us were rich or anything like that. I was personally very poor being one of 3 kids of a single mom and I still managed. Its not impossible just takes lots of work and little sleep. Looking back on it I do not even know how I managed but somehow I did.

When was this?