Citi Bank Platinum Select Dividends Card?

[bapace]

I was just wondering if anyone has the Citi Bank Platinum Select Dividends Card (MasterCard). I was thinking about getting one due to the 5% cash back on gas and groceries. I have discover now(~1%), but not everyone takes discover. Thinking about getting rid of my MBNA card that has no cash back and getting the Citi Bank.
Oh, and APR doesn't matter (even though it's 7.99% fixed, no annual fee) since I pay off the bill in full every month.

Opinions?

 

[Maetryx]

I have one that I acquired recently and I have not used it. I don't see how you can go wrong with it since you pay off your bill each month. Also, Citi Bank is good for the temporary account numbers for online purchases. Their website is fairly useful too. Citcards.

 

[CPA]

I have one, have had it for a few months and already have received my first $100 check. The great thing is that most of the balance is due to balance transfers at 0%.

 

[RossMAN]

Yep and I love it.

Their online banking interface is great and payments made before 1PM EST are applied the same day FOR FREE.
No annual fee.
5% back on gas, supermarket and drugstore purchases.
1% back on all other purchases
FREE 1 time use "virtual" credit card numbers
VISA Card Benefits

It's a nice solid credit card.

 

[edmicman]

how does it have VISA card benefits? isn't it a mastercard?

 

[ugopk]

I have one. They upgraded my platium card to a dividend card, but i have no idea about the 5% cash back

 

[bapace]

Wow...that virtual credit card number thing sounds pretty nice. Definitely would make me feel safer. SSL is just not safe enough IMHO.

 

[welst10]

I have one. used it for 3 months now. have $35 cash reward so far. But Chase perfectcard is probably a little better.

 

[edmicman]

Originally posted by: bapace
Wow...that virtual credit card number thing sounds pretty nice. Definitely would make me feel safer. SSL is just not safe enough IMHO.

plus it would work for pron sites, too, right?

 

[CPA]

Originally posted by: RossMAN
Yep and I love it.

Their online banking interface is great and payments made before 1PM EST are applied the same day FOR FREE.
No annual fee.
5% back on gas, supermarket and drugstore purchases.
1% back on all other purchases
FREE 1 time use "virtual" credit card numbers
VISA Card Benefits

It's a nice solid credit card.

everything is correct except the online banking. I continue having troubles logging in even after speaking with them on the phone and resetting my password.

 

[bapace]

Hmm... The possibilities are endless.

 

[RossMAN]

Originally posted by: edmicman
how does it have VISA card benefits? isn't it a mastercard?

Good catch.

My CitiBank is a VISA but when it expires, a new cc number will be issued and it will be converted to MC.

If someone has a CitiBank Dividends Platinum Select MasterCard please call MasterCard at 1-800-MC-ASSIST and ask if your card is eligible for card benefits?

 

[welst10]

Mine is a MC

 

[HardcoreRobot]

citibank can take this card swipe it up their arses

 

[LeonarD26]

I have this card and I agree.... it's great! I don't think there's a better rewards card around..... If you know of another, please share!

 

[Kelvrick]

Originally posted by: RossMAN

Originally posted by: edmicman
how does it have VISA card benefits? isn't it a mastercard?

Good catch.

My CitiBank is a VISA but when it expires, a new cc number will be issued and it will be converted to MC.

If someone has a CitiBank Dividends Platinum Select MasterCard please call MasterCard at 1-800-MC-ASSIST and ask if your card is eligible for card benefits?

Can always count on you to give me information when I don't ask for it. I love my platinum dividends card. No gas or groceries are bought with anything besides it.

 

[cchen]

Credit Card FAQ in Fatwallet Finance

You can find all the info you need about that card there

In short, its one of the best reward cards

 

[Apex]

Great card, probably the best for (relatively) low spending. If you spend a lot, the AMEX Blue Cash is better.

 

[ThaPerculator]

Have it, and it's great. my 5% gas stuff kicks in in september.

Only prob is I hate citigroup and their practices... but this card is cool...

Hmmm, personal beliefs, or saving 5% on my $35 a week gas bill... I'll take the money, lol. Yep I'm a sellout when it comes to gas prices.

 

[Albis]

the card is great and the website is damn near perfect for my use. i haven't had any problems with them so far