Okay, I thought I'd give you guys alittle bit of information since the bank decided to once again screw me over in this money making ploy called NSF's.
Apprarently, I allowed them to charge me 36.00 dollars for simple transactions under 5.00 dollars up to the amount of 750.00 dollars. Until it reaches that, they continue to make shitloads of money on small transactions. So now I am fighting back.
I found an interesting thing with this. Did you know that all you have to do is, call your bank and tell them, I want a overdraft limit of 0. Its that simple. As soon as you are out of money, or you try to charge more to your check card than you have in the account, it comes up declined. Isn't that spiffy.
So, in order for my fight, I will be posting this piece of information over every single forum board I am a member of, and I encourage ANYONE with a blog to please post this any maybe we can have this article on digg.net if it gets popular enough. I'd like to show the large corporations that one person CAN and WILL make a huge difference. If you believe in what I am saying, please, repost this all over. Myspace.com, AOL, Email chains, FWDS:, whatever. Maybe this piece of information can actually get to the amount of where banks will no longer try to pray on people who are already a little low on cash.
Basically, you call your bank, tell them I want an overdraft limit of 0. The only thing to be weary with this is if you are still a check writer, as it can end up leading to a "bounced check" charge with the person or company you used a check with.
Bank Phone Numbers (Please add your own number) 1-800-AMSOUTH
If you would like to add to any information in protecting your money from the banks, please do so.
Signed,
The worst kind of disgruntled customer.
And by the way before people post. Management of money is essential, but sometimes we all make mistakes.
The only thing I am trying to do is let people know, THEY HAVE THIS OPTION. Even if you have not bounced from a check card transaction, its still a good idea. Would you rather go use your check card on small purchases for 3 days until they send you the notice, or would you want to know right away?
Apprarently, I allowed them to charge me 36.00 dollars for simple transactions under 5.00 dollars up to the amount of 750.00 dollars. Until it reaches that, they continue to make shitloads of money on small transactions. So now I am fighting back.
I found an interesting thing with this. Did you know that all you have to do is, call your bank and tell them, I want a overdraft limit of 0. Its that simple. As soon as you are out of money, or you try to charge more to your check card than you have in the account, it comes up declined. Isn't that spiffy.
So, in order for my fight, I will be posting this piece of information over every single forum board I am a member of, and I encourage ANYONE with a blog to please post this any maybe we can have this article on digg.net if it gets popular enough. I'd like to show the large corporations that one person CAN and WILL make a huge difference. If you believe in what I am saying, please, repost this all over. Myspace.com, AOL, Email chains, FWDS:, whatever. Maybe this piece of information can actually get to the amount of where banks will no longer try to pray on people who are already a little low on cash.
Basically, you call your bank, tell them I want an overdraft limit of 0. The only thing to be weary with this is if you are still a check writer, as it can end up leading to a "bounced check" charge with the person or company you used a check with.
Bank Phone Numbers (Please add your own number) 1-800-AMSOUTH
If you would like to add to any information in protecting your money from the banks, please do so.
Signed,
The worst kind of disgruntled customer.
And by the way before people post. Management of money is essential, but sometimes we all make mistakes.
The only thing I am trying to do is let people know, THEY HAVE THIS OPTION. Even if you have not bounced from a check card transaction, its still a good idea. Would you rather go use your check card on small purchases for 3 days until they send you the notice, or would you want to know right away?
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