Cheapest available car insurance?

[scarfase99]

Ok, so i had Mercury Insurance before, and they've screwed me enough times to the point where my car isn't worth squat anymore, so i just want the basic cheapest insurance i can possibly get.

So far Esurance.com has been the cheapest for me.

I've also checked Wawanesa, All State, Mercury, Geico, State Farm, Progressive.

Did I miss anyone that's even cheaper than Esurance?

 

[Gibson486]

It's different for everyone....so that question is near impossible to answer.

 

[fbrdphreak]

So do you not value the responsibility upon yourself to be able to pay for your liability in an accident?

 

[scarfase99]

Liability is required here in the state of California, so that's a must.

 

[Baked]

Too many variable to give you an answer. Age, years driven, driving record, etc.

 

[Abel007]

According to which state you are in, most local agencies will have an insurance rater that will rate most non-standard companies all at once. It always varies depending on your MVR and Insurance Score though so its a huge YMMV. Progressive is a great one though because they only pay 8-10% commission and pass the savings on to you. Most other companies pay 12-15% just FYI.

 

[Elbryn]

ask geico what the discount is for joining the nmfa. costs twenty bucks to join, the discount is typically more than the cost of joining. nmfa.org

 

[corruptedmage25]

AAA might be the most expensive but the best