warranties are retarded, there is always verbage in the contract that the warranty company will use to get out of paying for a full priced repair/refund.
I have the example of my finance's Saturn that I just had to deal with... short version:
her step dad bought her a car, bought an extended warranty for it. a couple years later, she is driving it and transmission starts slipping and acting up, I take it to transmission shop, they tell me there is internal damage and have to take the tranny apart to tell the full damage. I authorize them to do the removal to figure out what is wrong (remove and inspection is $400) they tell me cost to rebuild and make like new with warranty is $2600. Shop calls warranty company, warranty company will only pay $1700 b/c in the contract the verbage reads something along the lines of "will replace with same or better parts." warranty company calls salvage yard and can get a used transmission for roughly $700 and then plus labor and other small parts they claim they will only pay $1700...
Funny part about it is that, they recommend cottman transmission for their warranty work, BUT cottman and most shops, will not install used junk yard parts b/c they can't warranty them. so even if I were to go and get the exact parts they are quoting, the shop wont even install them. and if I don't have the shop fix it, I have to pay the $400 regardless to get the car back. and the warranty company wont reimburse for the $400 inspection fee...
anyways, after a load of crap, warranty company is standing by their $1700 limit due to terms of contract. I didn't have to pay for the warranty in the first place so I am coming out $1700 better than if I didnt have the warranty, but the point is that they will weasel out of any claim the best way they can... same thing with insurance companies these days...
/rant
just put a little money aside for emergency fund and
don't buy warranties is my advice.