Well, if I rent with my Mastercard - I should automatically be covered for insurance.
http://www.mastercard.com/cardholderservices/guidetobenefits/masterrental_insurance.html
It's says nothing of violating geographic restrictions.....
I highly doubt they use GPS. Am I wrong? (Edit - I am) From a competitor's website.
Unlimited Mileage
UNLIMITED MILEAGE APPLIES WITHIN THE FOLLOWING STATES: CALIFORNIA, UTAH, ARIZONA, AND NEVADA. VEHICLES MAY NOT BE DRIVEN OUTSIDE THE UNITED STATES. RENTER SHALL BE ENTITLED TO THE TIME AND MILEAGE RENTAL CHARGE AS STATED FOR THIS VEHICLE PLUS OTHER APPLICABLE CHARGES AS LONG AS THE VEHICLE IS NOT DRIVEN OUTSIDE OF THE AUTHORIZED AREA WITHOUT PRIOR WRITTEN APPROVAL. IF THE VEHICLE IS DRIVEN OUTSIDE THE AUTHORIZED AREA WITHOUT PRIOR WRITTEN APPROVAL, THE TIME AND MILEAGE RENTAL CHARGE AS STATED WILL BE REVOKED AND FIFTY CENTS ($.50) PER MILE FOR EVERY MILE THE VEHICLE IS DRIVEN WILL BE CHARGED FROM THE BEGINNING OF THE RENTAL INCLUDING ANY MILES DRIVEN WITHIN THE AUTHORIZED STATES.
back to top
--------------------------------------------------------------------------------
Global Postioning System
THE RENTAL VEHICLE MAY BE EQUIPPED WITH A GLOBAL POSITIONING SYSTEM WHICH MONITORS THE LOCATION OF THE VEHICLE AND NOTIFIES BUDGET IF THE VEHICLE IS TAKEN OUTSIDE THE AUTHORIZED AREA. THE GLOBAL POSITIONING SYSTEM MAY BE USED TO ASSIST IN LOCATING AND RECOVERING THE VEHICLE AND FUTHER TO MONITOR THE VEHICLE TO DETERMINE IF IS BEING OPERATED AT AN EXCESSIVE SPEED.