Car Insurance?

[Jahee]

How much do americans pay on average for your car insurance yearly? in england i pay around 3200 dollars worth a year for a 1.2 16v >this< and i'm 18, which i think is a complete skank. how about everyone else?

 

[misle]

With liability only, I pay $292 per year. I'm getting ready to buy a new car and full coverage will cost ~$70 per month ($840 per year).

 

[Jahee]

really, how old are you and what kind of car will that be?

 

[Allanv]

Jahee,

Remember the USa insurance is nothing like ours mind.

its not easy to compare

 

[Jahee]

is it not? in what way do u mean? i thought all insurance was the same?

 

[ch33zw1z]

When you first start out insurance will always be high, it has much to do with experience, type of car(looks like you drive a pricey one), gender, and how your record is to start.

Now: 2006, Full Coverage required by loan, $78/mnth on a 2000 Ford Focus LX. This was $35/mnth higher when I lived 5 miles away in the major city in my area.

Then: 1998, $160/mnth on a 1982 Chevy Chevette, nice little beater that eventually rusted to much to be worth fixing. This payment stayed almost the same for 3 years, dropped $5 a year.

Note: I have never been in an accident that was my fault, MA had "steps" in which I was the lowest just before they changed to "points"...either way, I'm at the lowest point.

EDIT: didn't realize you are from the UK, don't know how much of this applies now. sorry lol

 

[Allanv]

not at all

So in theory he is paying for 3rd party only

So what are you paying for fully comp? 3rd party F & T

they have a great many different variations of insurance and you need sometimes more than one.

take a look here - http://www.onesmartclick.com/usa/car-insurance-types.html


and where are you in the UK

 

[Jahee]

o i see i didnt realise it was so different, im in brighton at the moment how about you?

 

[Allanv]

Work in Swindon live in Bristol