What's up with car insurance companies charging males under 25 more? Isn't that sexual and age discrimination? Let's assume here that statistically speaking, males under 25 are higher risks of bad driving habits--so what? That's not all males under 25. If we were to work with the same line of thinking, suppose statistics show that the majority of jail inmates are black. The clerks at a store are told by the owner that because of the what the statistics show, whenever a black person walks into the store, they should take extra precautions to keep an eye on the black person, because according to statisics, black people are prone to criminal tendencies. Would not any person who engages in such behavior then be guilty of racial discrimination? Of course according to the owner's way of thinking, since a black person is more likely to commit a crime, he'd be smart to not hire black people as clerks right? How is this sort of discrimination any different than what car insurance companies do to us males under 25? Just because some black people commit crimes, doesn't mean they all do. Just because some males under 25 are bad drivers, doesn't mean we all are.