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car insurance question

rh71

rh71

No Lifer
Say you get stopped by a cop for whatever traffic infraction. Your insurance card expired yesterday (the new one came in the mail and you left that at home).

Is it better to:
A) Show him the expired one.
B) Say you don't have the insurance card on you ?
 
Originally posted by: rh71
Say you get stopped by a cop for whatever traffic infraction. Your insurance card expired yesterday (the new one came in the mail and you left that at home).

Is it better to:
A) Show him the expired one.
B) Say you don't have the insurance card on you ?
Click to expand...

I have had this happen.

I just show him the expired one and tell him i have not put the new one in my wellet yet. they then let me go with a warning telling me to put a new one in.

 
Either way you don't have proof of insurance. In CA not having insurance is a thousand dollar fine, so the cops always write that ticket. If you just didn't have valid proof all you have to do is show the court clerk that you were insured, and pay ten bucks.
 
Wow so tell him you dont have any at all or put the expired one in his hand showing atleast you did have insurance and the story of it in the mail or at home sounds like the truth.

By telling him you have no card you may as well tell him you dont have insurance at all. In some states with no proof of insurance they will take you to jail and your car impounded. Hammond In was like that. No DL, No Insurance, expired plates, your going in the tank and your car will get taken away. Why would you even think of telling an officer you dont have your card and basicaly saying I have no insurance when you have an expired card in your possesion?? If you show the expired card id say 99% of the time you will be let off with a slap on the hand, a reminnder to put the new card in your wallet, and a warning.

Why is this thread even made?????
 
WOW!

The new legislation also requires motorists to display proof of insurance when they are stopped by police officers for traffic violations. Drivers who can't do so may have to pay fines ranging from $1,350 to as high as $5,400 for repeat offenders.
 
I've been stopped twice for tinted windows and never been asked for my insurance card, only my driver's license.
 
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