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Car insurance question

Nocturnal

Nocturnal

Lifer
I have a 1993 Honda Civic hatchback Si. I currently have Geico as my insurance provider and also have full coverage. I am wondering if its even worth it to keep the full coverage.

If my car was stolen or smashed up, would there even be an amount my insurance company would pay me since my car is over ten years old? Does the KBB value stop after ten years?
 
since its over 10 years old, i'd seriously get only liability. its not worth it to fully insure the car anymore. i don't know about the KBB value or the insurance payouts, but if a car is that old, the cost doesn't seem to be justified.
 
They'll likely pay you the blue book (their own blue book value) no matter how old but, like freesia said, it's probably not worth the cost to you in insurance after your deductable comes into play.
 
Well around here a car like that would go for $5000 or so...so I'd keep it on. But its probably different there...so drop it.
 
Originally posted by: Scouzer
Well around here a car like that would go for $5000 or so...so I'd keep it on. But its probably different there...so drop it.
Click to expand...

I understand but this is if you were to sell it without it being stolen right?
 
really depends on what you paid for the car and what the current value is

even if its only worth around 3-5grand... and someone hits you and the car gets totalled, do you want that money or can you just suck it up and loose it? same goes if it does get stolen

either way, make sure you have full tort
 
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