Hey everyone..
OHH NOEESSS !
I was involved in an accident Sunday morning. I was coming down a one way street and making a left onto an intersection that was a regular 2 way street. Sun was shining in my eyes so i was going slowly. I had a green light, i signalled and executed a left turn. I was totally strait and in the new street when the collision occured. The next thing i know is that i am perpendicular to the lane of travel on the street i just entered. The other guy hit the vicinity of my rear driver's side tire and spun me around and i didnt stop spinning until the front bumper hit his car. This guy was behind me! I honestly don't know how he didnt see me turning.. He tried to cut me off somehow. He was also wanting to turn left i believe. If he was going strait, he wouldn't have even been close to me.. He must have been speeding.
I filed a report with their insurance company and notified mine that i did so. The police were at the scene, but the cop indicated that i was in the center lane of that one way street and that the other guy hit me. I guess the other guy fed the cop a story of how i was in the right lane of the one way street and cut across his lane to make a left. I hope that this 'center lane' thing doesn't mess things up in making his insurance company not accept responsiblity for the liablity so my premiums don't go up. I tried to have the cop add a supplement to the police report, but it was no good.. The impacts on both cars and where i ended up should be sufficient to prove that i am in the 'right'.. I hope so.
Cliffnotes Some guy hit me close to the rear passenger tire and spun me round so the whole side of my car hit his
Here are pics:
rear door pushed in
where doors meet
front, check out the gap
point of main impact
can u say suspension damage, maybe bent frame
this used to be a nice ride
view from side
nice rear view.. wow, huh?
Any ideas of what $$$ of damage could be done. Closest dollar amount gets a :beer:
Oh yeah. i had a full Dunkin Donuts hot chocolate in the center console that lost its lid during impact and is splashed all over the carpet and seats .. etc.
So, plz provide advice, suggestions, comments, and guestimates.... and moral support.. cuz im bummed !
Update 1 The other guy was a college kid driving a small chevy and was delivering pizza... not that is means anything.. just something i forgot to add
Update 2Appraiser is coming tomorrow morning to assess damage and cause.. etc. will let you know more when i know
Update 3 1/31/04
I didn't get to talk with their appraiser, he just came to my apartment building, checked out the car (which is parked in the far corner now), and left. I received an accident form from their insurance company to fill out. I talked with my agent, and she said that even thougt it wasn't my fault, and becuase of the point of impact and the police report that sides with the other guy, there is a small chance that the claimed would be denied completely. Chances are it will be 50/50, in which case my premiums won't go up in the future. There is a tiny 0.01% chance that they will accept liability like i want. My agent has had 20 years of experience and knows probably what will happen.. So, i will fill the form out on Sunday, mail it on Monday and hope for the best.
Update 4 2/4/04
Although i have filed a claim with the other party's insurace company, the appraisor from my insurance company, Nationwide, came to look at my car. If they end up getting involved (a.k.a the other insurance company denies my claim to any extent) they need to have an active interest in this collision by law to be invloved. So he looked at outside damage and cut me a preliminary check for just over $4,200. That's $4,7000 minus my $500.00 deductible. I won't be depositing this check. Just holding it. Now they have a lawful reason to be involved. He said, I should probably have my car taken in to be repaired now and call him when the Lexus dealer has the car taken apart so he can get the entire damage estimate. I know there's hella more damage !
I am on my way to take pictures of the scene later today if I can squeeze the time. I think it will help my case because the roads are very narrow. I have been very busy with other things. Work and family related.. so i will post those pictures for your opinions when i have the chance.
Thanks for listening and thanks for you support people
OHH NOEESSS !
I was involved in an accident Sunday morning. I was coming down a one way street and making a left onto an intersection that was a regular 2 way street. Sun was shining in my eyes so i was going slowly. I had a green light, i signalled and executed a left turn. I was totally strait and in the new street when the collision occured. The next thing i know is that i am perpendicular to the lane of travel on the street i just entered. The other guy hit the vicinity of my rear driver's side tire and spun me around and i didnt stop spinning until the front bumper hit his car. This guy was behind me! I honestly don't know how he didnt see me turning.. He tried to cut me off somehow. He was also wanting to turn left i believe. If he was going strait, he wouldn't have even been close to me.. He must have been speeding.
I filed a report with their insurance company and notified mine that i did so. The police were at the scene, but the cop indicated that i was in the center lane of that one way street and that the other guy hit me. I guess the other guy fed the cop a story of how i was in the right lane of the one way street and cut across his lane to make a left. I hope that this 'center lane' thing doesn't mess things up in making his insurance company not accept responsiblity for the liablity so my premiums don't go up. I tried to have the cop add a supplement to the police report, but it was no good.. The impacts on both cars and where i ended up should be sufficient to prove that i am in the 'right'.. I hope so.
Cliffnotes Some guy hit me close to the rear passenger tire and spun me round so the whole side of my car hit his
Here are pics:
rear door pushed in
where doors meet
front, check out the gap
point of main impact
can u say suspension damage, maybe bent frame
this used to be a nice ride
view from side
nice rear view.. wow, huh?
Any ideas of what $$$ of damage could be done. Closest dollar amount gets a :beer:
Oh yeah. i had a full Dunkin Donuts hot chocolate in the center console that lost its lid during impact and is splashed all over the carpet and seats .. etc.
So, plz provide advice, suggestions, comments, and guestimates.... and moral support.. cuz im bummed !
Update 1 The other guy was a college kid driving a small chevy and was delivering pizza... not that is means anything.. just something i forgot to add
Update 2Appraiser is coming tomorrow morning to assess damage and cause.. etc. will let you know more when i know
Update 3 1/31/04
I didn't get to talk with their appraiser, he just came to my apartment building, checked out the car (which is parked in the far corner now), and left. I received an accident form from their insurance company to fill out. I talked with my agent, and she said that even thougt it wasn't my fault, and becuase of the point of impact and the police report that sides with the other guy, there is a small chance that the claimed would be denied completely. Chances are it will be 50/50, in which case my premiums won't go up in the future. There is a tiny 0.01% chance that they will accept liability like i want. My agent has had 20 years of experience and knows probably what will happen.. So, i will fill the form out on Sunday, mail it on Monday and hope for the best.
Update 4 2/4/04
Although i have filed a claim with the other party's insurace company, the appraisor from my insurance company, Nationwide, came to look at my car. If they end up getting involved (a.k.a the other insurance company denies my claim to any extent) they need to have an active interest in this collision by law to be invloved. So he looked at outside damage and cut me a preliminary check for just over $4,200. That's $4,7000 minus my $500.00 deductible. I won't be depositing this check. Just holding it. Now they have a lawful reason to be involved. He said, I should probably have my car taken in to be repaired now and call him when the Lexus dealer has the car taken apart so he can get the entire damage estimate. I know there's hella more damage !
I am on my way to take pictures of the scene later today if I can squeeze the time. I think it will help my case because the roads are very narrow. I have been very busy with other things. Work and family related.. so i will post those pictures for your opinions when i have the chance.
Thanks for listening and thanks for you support people
Facebook
Twitter