So I'm waiting in "queue" at the gas station to fill up. The lady at the pump backs up into me and doesn't move - she's still trying to back up. I was amazed. so I get out of my car and she's all pissy.
She says "I'm trying to back out." I was like "you backed into my car! There's an exit in front of you!"
I ask for her information she refuses to give it to me and so i call the cops. Finally, she realizes how serious I am and asks me not to call them - but by then I was pissed off. I was also worried that she might claim something on me later.
After awhile I decide to let her off the hook, asking her to admit her guilt in front of another guy who kinda knew what was going on, but hadn't seen it - which she did. (I was just making sure I had my bases covered) I told her to go, but the cops show up.
I don't file a report, but we exchange our info and the cops put it into the computer but no police report. I told them I didn't want to have an official report and they say they'll just put it into their computer for future reference and that it won't affect insurance,etc.
So my question is...will this affect my insurance at all?
She says "I'm trying to back out." I was like "you backed into my car! There's an exit in front of you!"
I ask for her information she refuses to give it to me and so i call the cops. Finally, she realizes how serious I am and asks me not to call them - but by then I was pissed off. I was also worried that she might claim something on me later.
After awhile I decide to let her off the hook, asking her to admit her guilt in front of another guy who kinda knew what was going on, but hadn't seen it - which she did. (I was just making sure I had my bases covered) I told her to go, but the cops show up.
I don't file a report, but we exchange our info and the cops put it into the computer but no police report. I told them I didn't want to have an official report and they say they'll just put it into their computer for future reference and that it won't affect insurance,etc.
So my question is...will this affect my insurance at all?