Car Accident - Any other areas i should seek ...

[Sid59]

last month, my parked car was hit by lady who backed into the drivers side door. It damaged the door, which now cannot be closed all the way and leaves the interior lights on, a smashed side mirror and unconfirmed damage to the front axel. The hit was hard to move the front portion a few inches towards the side walk and cause damage to the sidewalk.

today, i took a Geico adjuster to get an estimate on the repairs. He basically said his threshold for a repair check exceeds the cost of the car, or something to that extent. Basically, i have two options from geico. First option, wait on a call for a car buyout. They are gonna offer me the price of my car and take away my car. The second option, a buy minus the cost of a junkyard / salvage title.

My question .. is there any options or areas i can look into other than getting more estimates on the car repairs? Am i totally screwed and only have the 2 options mentioned by Geico?

other notes :

i live in California
my insurance = Progressive .. lady who hit my parked car = Geico
my car was parked
1990 4dr Mitsubishi Mirage with 82,000 Miles.

thanks.

 

[Heisenberg]

What exactly do you want done? And always have your insurance deal with the other insurance company to get what you want. That's why you pay them money.

 

[Sid59]

Originally posted by: Heisenberg
What exactly do you want done? And always have your insurance deal with the other insurance company to get what you want. That's why you pay them money.

I dont know what i want done. I just wanna know if there is anything extra i can read or examine. Never had to deal with anything like this.

Basically, i might be losing my only means of transportation and being gimped to public transportation.

The only other research i've done is a Bluebook value on the year / make and it's around 2500 in Excellent condition.

 

[jagec]

Originally posted by: Sid59

Originally posted by: Heisenberg
What exactly do you want done? And always have your insurance deal with the other insurance company to get what you want. That's why you pay them money.

I dont know what i want done. I just wanna know if there is anything extra i can read or examine. Never had to deal with anything like this.

Basically, i might be losing my only means of transportation and being gimped to public transportation.

The only other research i've done is a Bluebook value on the year / make and it's around 2500 in Excellent condition.

Well, the question is if the car is still safe to drive. You might want to check on that front axle. Also, how do you feel about driving a smashed-up car? Basically, if you can't see yourself driving the car in the condition that it's in, or with minor repairs, take the check and let them take your car. Buy a new econobox. If you'd be OK with driving it, even though it's smashed up, use the second option.

What kind of third option were you expecting?