Canadian Mother Owes Nearly $1 Million for Daughter's Birth

JEDIYoda

Lifer
Jul 13, 2005
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3,321
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Just wowza.....almost 1 million dollars to have a child. How do you Canadians afford having children?

It was a healthy birth and her insurance company still denied her coverage? oh -- that`s right she is Canadian.


But thankfully the province of Saskatchewan has covered $20,000 for the birth.


https://www.yahoo.com/parenting/mother-owes-nearly-1-million-for-daughters-birth-103061950107.html

Mother Owes Nearly $1 Million for Daughter's Birth

Childbirth is costly, but this is ridiculous: A mom from Saskatchewan, Canada, owes almost $1 million in hospital bills after she gave birth in the United States.
In October 2013, when Jennifer Huculak was almost six months pregnant and on vacation in Hawaii with husband Darren Kimmel, her water broke, according to a story published Tuesday in the Toronto Sun. After being airlifted from Maui to a nearby hospital in Honolulu, Huculak spent six weeks on hospital bed rest before giving birth to a premature baby girl, Reece, via an emergency C-section. Reece was kept in the neonatal intensive care unit for two months before the family was able return to their home in Canada in February.


After a week at the hospital, Huculak’s insurance company informed Huculak that her coverage had been denied. (The company is referred to as “Blue Cross” in Canadian media coverage, but is believed to be Saskatchewan Blue Cross, according to Blue Cross Blue Shield. The latter tells Yahoo Parenting that it’s not involved in this case.) The reason for the coverage denial: Huculak had a pre-existing condition that deemed her a high-risk pregnancy. However, according to the Sun, Huculak’s doctor wrote a letter to the insurance company stating that the pregnancy was healthy. The claim was still denied.

Yahoo Parenting could not reach Huculak for comment. However, on Wednesday, she said in an interview with CTC’s Canada AM, “I was never told by any doctor that I was a high-risk pregnancy. I had a bladder infection at four months that caused some hemorrhaging, but I was treated and everything was cleared up.” After learning that their bills would not be covered, the couple tried to return to Canada, but doctors informed them that it wasn’t safe, so they stayed put, shelling out about $30,000 on car and apartment rentals.

But the final medical bill for the birth? $950,000, all of which the family has been held responsible.


Yahoo Parenting could not reach a Blue Cross of Saskatchewan representative for comment, but the company sent the following statement to Canada AM: “We review each claim carefully and are confident that our decision to decline this claim was done in a considered manner based on the contract terms, the situation which resulted in this emergency medical claim, and a review of recent medical history.”

When the family initially purchased health insurance from Blue Cross of Saskatchewan, Kimmel said, a representative assured them the birth would be covered. “I think we did our due diligence. We answered the questions that we were asked when we purchased the policy; we answered them honestly,” he told Canada AM. “We purchase insurance for these reasons, for when accidents happen. And then when they get denied it causes quite a problem.”

Huculak said that if she hadn’t had travel insurance or if she had been a high-risk pregnancy, she never would have gone on vacation.

The province of Saskatchewan has covered $20,000 for the birth, and the family has received a large amount of donations, many of which have come from strangers. “At this point, we’re not really accepting anything from private people, that’s not what we’re looking for,” Huculak told news station CTV Saskatoon. The family is currently considering filing for bankruptcy.
 
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waffleironhead

Diamond Member
Aug 10, 2005
7,122
622
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Healthy birth? No complications? Wtf?
Did you even read the damn article? The lady's water broke early, she was in hospital for awhile awaiting the birth and the baby spent a month in hospital.
 

MovingTarget

Diamond Member
Jun 22, 2003
9,002
115
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...in before someone blames the canadian system. If they had given birth in Canada, this would have been a non-issue. In the US, birthing a child is EXPENSIVE.
 

JEDIYoda

Lifer
Jul 13, 2005
33,986
3,321
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Healthy birth? No complications? Wtf?
Did you even read the damn article? The lady's water broke early, she was in hospital for awhile awaiting the birth and the baby spent a month in hospital.
Did you read the article --
Huculak’s doctor wrote a letter to the insurance company stating that the pregnancy was healthy. The claim was still denied.

Yahoo Parenting could not reach Huculak for comment. However, on Wednesday, she said in an interview with CTC’s Canada AM, “I was never told by any doctor that I was a high-risk pregnancy. I had a bladder infection at four months that caused some hemorrhaging, but I was treated and everything was cleared up.”
 

JEDIYoda

Lifer
Jul 13, 2005
33,986
3,321
126
...in before someone blames the canadian system. If they had given birth in Canada, this would have been a non-issue. In the US, birthing a child is EXPENSIVE.
Not true--

After a week at the hospital, Huculak’s insurance company informed Huculak that her coverage had been denied. (The company is referred to as “Blue Cross” in Canadian media coverage, but is believed to be Saskatchewan Blue Cross, according to Blue Cross Blue Shield. The latter tells Yahoo Parenting that it’s not involved in this case.) The reason for the coverage denial: Huculak had a pre-existing condition that deemed her a high-risk pregnancy. However, according to the Sun, Huculak’s doctor wrote a letter to the insurance company stating that the pregnancy was healthy. The claim was still denied.


Of course the bill would have been cheaper but your statement is not true....
 
Nov 29, 2006
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LOL @ US Health Care for charging that much for any birth and expecting anyone to pay it. Im glad Canada denied it. I would to. Id just tell the insurance or whoever to go fuck themselves.
 

master_shake_

Diamond Member
May 22, 2012
6,425
292
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yeah i wouldn't pay.

screw em.

i wonder what the cost for an american to have a birth here is.

I have a friend who came here 8 years ago pregnant and she had to pay out of pocket to have her baby (before her 3 months waiting period for OHIP began) and I think she said it was 4000-5000 total or something like that. But, she was seeing a doc who also was being paid. Keep in mind if you ask for a private or semi-private room you will likely pay more as well. If you stick to the standard "ward" type of room (after birth) then your cost should be a lot less.


5 grand.

fuck you america
 
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MovingTarget

Diamond Member
Jun 22, 2003
9,002
115
106
yeah i wouldn't pay.

screw em.

i wonder what the cost for an american to have a birth here is.



5 grand.

fuck you america
[/COLOR][/LEFT]

Agreed. No need for a "fuck you" to us though. We are already fucked. :(
Perhaps one day we can join the club of countries with healthcare set up in a sane manner.
 

Genx87

Lifer
Apr 8, 2002
41,091
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People understand this was not a regular ole birth right? The mother was in in the hospital for a month, the baby for 2 months.
 

master_shake_

Diamond Member
May 22, 2012
6,425
292
121
People understand this was not a regular ole birth right? The mother was in in the hospital for a month, the baby for 2 months.

same site

Nano i found this information on my hospital's website a few months ago. You can read the pdf of costs on giving birth at Trillium in Etobicoke (west Toronto): http://www.trilliumhealthcentre.org...ments/NRS_charges_obs_bsu_patients_feb08b.pdf
It's $2000 to have a baby. That's naturally, no epidural and no c-section. Add $600 if you want an epidural, or $1,100 for a c-section. That's just for the doctors. Add $2,585 for a 24 hour hospital stay. That's $4,585 if everything is perfectly smooth and natural.

Add $2,500 per day if you need to stay in the hospital longer. If your baby needs care, it's $600/day. You'll find your costs differ since you have a midwife, and Scarborough will be different from Trillium, but these numbers could be a guideline for you.
2500 a day for the woman and 600 a day for the baby. in canada.

they'd have to spend a year in the hospital to make to 1 million dollars.

sorry 322 days

the american system is fucked.
 

Londo_Jowo

Lifer
Jan 31, 2010
17,303
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londojowo.hypermart.net
I have a coworker who's wife gave birth to twins at 5 months though only one survived (one died during the first month after birth) and was released after 4 months in prenatal care. Wife was in the hospital for 3 days after receiving a C-section. His total costs was $4,000.
 

MovingTarget

Diamond Member
Jun 22, 2003
9,002
115
106
People understand this was not a regular ole birth right? The mother was in in the hospital for a month, the baby for 2 months.

I don't think that is the issue here. Even when you do take that into account, $1M still seems highly excessive. We already know our medical costs have been out of control. This is just the latest example in a very long list that spans the past few decades.
 

master_shake_

Diamond Member
May 22, 2012
6,425
292
121
I have a coworker who's wife gave birth to twins at 5 months though only one survived (died during the first month after both) and was released after 4 months in prenatal care. Wife was in the hospital for 3 days after receiving a C-section. His total costs was $4,000.

my wife had a c-section with our first spent a week in the hospital with cable.

gratis.