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Can you really buy a house with 0 down?

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Yes you can. The lender will look closely at your credit score, employment length, income, and debt to equity ratio. If they think you can take the 100% loan and still have money left over every month to service your other debts, they will give it to you. But if any of the above are above acceptable limits (for the bank to decide), they will turn you down.
 
Originally posted by: wyvrn
Yes you can. The lender will look closely at your credit score, employment length, income, and debt to equity ratio. If they think you can take the 100% loan and still have money left over every month to service your other debts, they will give it to you. But if any of the above are above acceptable limits (for the bank to decide), they will turn you down.
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Yeah, I know that. Will call my lender this afternoon. See what kind of numbers they come back with.

 
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